Tokio Marine Holdings, Inc. TSE:8766
Tokio Marine : Presentation (2025 Shareholders Presentation material e v2)
Source: MarketScreener
To Our Shareholders The 23rd Ordinary General Meeting of Shareholders Tokio Marine Group Business Strategy June 23, 2025
Satoru Komiya President & Group CEO
Table of Contents
1
FY2024 Review P.2
2
Current Environment P.3
3
Group Core Strategy
4
(Global Risk Diversification and Global Integrated Group Management) P.4
Growth of Our Business P.7
5
FY2025 Projections and Shareholder Returns P.13
6
Statement of Gratitude and Determination P.15
Core insurance business profits increased by 6% year-on-year
Adjusted net income including capital gains from sales of business-related
equities was JPY1,215bn
JPY1,215bn
JPY711.6bn
Capital gains from sale of business-related equities
Core insurance business profits
2023
2024
JPY
575.8
bn
JPY
608.9
bn
+6％
Adjusted Net Income*
Net Premiums Written
JPY5.3tn
JPY4.8tn
2023
2024
+10％
*:Adjusted Net Income based on management accounting is used from the perspective of enhancing transparency and
1. FY2024 Review
FY2024 Results
Societal challenges are becoming increasingly diverse and complex
Global Warming
Intensified Nat Cats
Decarbonization
Expansion of Geopolitical Risks
Cyber Risks
Declining Birthrate and Aging Society
2. Current Environment
Current Environment
Building a globally diversified "business portfolio" through M&A
Over 20 years of International Business development2018 2020
2000
Initiative began with reinsurance
Tokio Millennium Re
2008
Established material presence in US and Europe
UK
US
3%
2012-2015
US: Large M&A
37%
US US
Regional diversification
Thailand
South Africa
Business diversification
US
70%
2024
Ratio of International Business*
2002
2015
*: Proportion of International Business Profits to Adjusted Net Income (Excluding capital gains from sale of business-related equities for 2024)
3. Group Core Strategy
Global Risk
D n
iversificatio
Global Integrated
Group Management
Core Strategy 1: Progress in Global Risk Diversification