Tokio Marine Holdings, Inc. TSE:8766

Tokio Marine : Financial document (20250912 solvency e)

Published

Source: MarketScreener

September 12, 2025

Tokio Marine Holdings, Inc.

President: Masahiro Koike

TSE code number: 8766

Solvency margin ratio on a consolidated basis as of June 30, 2025

Solvency margin ratio on a consolidated basis (sufficiency of solvency of insurance holding company and its subsidiaries, etc. to fulfill payment obligations such as insurance claims) of Tokio Marine Holdings, Inc. as of June 30, 2025 is as follows.

(Yen in millions)

As of March 31, 2025

As of June 30, 2025

(A) Total amount of solvency margin

5,829,765

6,239,367

Shareholders' equity less adjusting items

2,043,641

2,491,367

Reserve for price fluctuation

150,455

152,479

Contingency reserve

72,681

73,710

Catastrophe loss reserve

1,089,616

1,100,931

General allowance for doubtful accounts

4,273

3,931

Unrealized gains (losses) on available-for-sale securities and deferred gains (losses)

on hedge transactions before tax effect deductions

1,215,401

1,003,043

Unrealized gains (losses) on land

314,503

314,499

Total amount of unrecognized actuarial difference and unrecognized prior service costs

before tax effect deductions

12,653

12,874

Excess of premium reserve, etc.

274,971

273,255

Subordinated debt, etc.

200,000

200,000

Amounts within "Excess of premium reserve, etc." and "Subordinated debt, etc."

not calculated into the margin

-

-

Unrealized gains (losses) on insurance liability of overseas subsidiaries

343

(1)

Total margin of Small Amount and Short Term Insurers

1,187

1,187

Deductions

166,047

166,047

Others

616,082

778,136

(B) Total amount of risks R₁²+R₂² + R₃ + R₄ ² + (R₅ + R₆ + R₇)² + R₈ + R₉

1,973,232

1,926,795

General insurance risk on non-life insurance contracts (R1

576,285

577,375

Life insurance risk (R2

47,000

46,812

Third sector insurance risk (R3

93,160

93,146

Insurance risk of Small Amount and Short Term Insurers (R4

11

11

Assumed interest rate risk (R5

16,600

16,188

Minimum guarantee risk on life insurance contracts (R6

2,033

2,005

Asset management risk (R7

1,213,892

1,160,832

Business administration risk (R8

49,386

48,350

Catastrophe risk on non-life insurance contracts (R9

520,329

521,144

(C) Solvency margin ratio on a consolidated basis [(A)/{(B)×1/2}]×100

590.8%

647.6%

(Note) 1. "Solvency margin ratio on a consolidated basis" is calculated in accordance with Article 210-11-3 and 210-11-4 of the Ordinance for Enforcement of the Insurance Business Act and Public Notice No.23 issued by the Financial Services Agency in 2011. The ratio is one of the objective indicators used by the regulatory authority to supervise corporate groups headed by an insurance holding company. A ratio exceeding 200% indicates sufficient solvency to fulfill payment obligations such as insurance claims.

2. Solvency margin ratio as of June 30, 2025 is calculated partially based on data as of March 31, 2025.