Standard Chartered Bank (pakistan) LimitedPSX: SCBPL

Transmission of Quarterly Financial Statements for the Period Ended 31 March 2026

· Issued by Standard Chartered Bank (Pakistan) Limited

1st Quarterly Report (January - March 2026)







Protect & grow your wealth wiLh shariah











Advancing Economic Inclusion Through Employability and Entrepreneurship



Ready for Inclusive Sustainable Employment

and Entrepreneurship (RISE/E)

.

Standard Chartered Banklaunched Lhesecond phase of the Futuremakers Inclusive Employability project which focuses on economic empowerment ofi youth wiLh disabilities. Through this programme 960 young people wiLh disabilities will be set on jobseeker/job creator pathways, including access to Accenture's Skills Lo Succeed Learning Exchange and other vocational trainings. In addition, 32 young enLrepreneurswith disabilities will also be supported.

Goal Accelerator Programme

Supporting 450 young women across Karachi, Lahore and Islamabad, the programme creoles structured pathways to entrepreneurship and employabiliLy. It focuses on building economic resilience through skills development, income generation, and long-term susLainabiliLy.



Women in Tech

Launched in 2019 Lo accelerate women-led, Tech-enabled enterprises. Over 170 founders have graduated and 50 hove received seed funding. These founders have collectively raised USD16 million, strengthening Lhe female entrepreneurship ecosystem.



Thriving Futures

Thriving Futures supports 900 youEh microenterprises (90% women-led) Lo build capacity' and long-term susLainabiliLy. Delivered with British Asian Trust, it targets young entrepreneurs aged 18-35, including persons with disabilities.

Through the Standard Chartered Foundation, we continue Lo inspire impacL by equipping young people with I:he skills, confidence, and opportunity to I:hrive.

Foundation

chartered

standard



We are a leading international banking group, with a presence in 53 of the world's most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.

Standard Chartered PLC is listed on the London and Hong Kong stock exchanges.

Standard Chartered Pakistan is proud to be operating in the country as the

largest and oldest internatíonal Bank since 1863.

Standard Chartered Pakistan employs more than 1,800 people and has a network of 165 touch points (38 branches, 107 ATMs and 20 CDMs) across 10 cities.

Standard Chartered Pakistan is the first International Bank to get an Islamic Banking licence and to open the first Islamic Banking branch in the country.

Standard Chartered Pakistan is the leading bank for the MNCs operating in Pakistan. The Bank is also the market leader for providing USD liquidity for Corporates and Financíal Institutíons in the country.

Standard Chartered Pakistan plays a leading role in providing FCY liquídity solutions through innovative client centric structures.

Standard Chartered Pakistan is a leading partner of State Bank of Pakistan in promoting RMB and increasing its use in Pakistan, which further strengthens its role as the main bank for CPEC led initiatives.

Standard Chartered is a leading international banking group



Top 10 Employers of Choice

Asia Money Award

IFC - International Finance Corporation and The Pakistan Business Council Awards 2025





Awards 2022

Best Bank Award in the ESG category

OICCI (3rd Pakistan Climate Conference)

Awards 2025

Climate Green Finance & Investment Award -2nd Runner-up

Euromoney Market Leaders

Awards 2022

Pakistan - CSR (Highly Regarded) Pakistan - D&I (Highly Regarded) Pakistan - Islamic Finance (Notable)



Innovation

Awards 2022



Management Association of Pakistan

Awards 2024



Global Transaction Banking

Global Diversity, Equity, & Inclusion Benchmark

Awards 2024



Best Bank in Commercial Banks Sector, Financial Category

Vision, Strategy and Business Impact

DEI Structure & Implementation Recruitment

Advancement & Retention

Job Design, Classification and Compensation

Work-life Integration, Flexibility & Benefits

DEI Learning & Development

DEI Communications

Services and Products Development



CFA Society Pakistan

Awards 2024/2023 Best Bank 2024, Recognizing Gender Diversity at Work Place

Best Bank 2023, Mid-Size Bank Category

Gender Diversity Awards 2023

Awards 2023



Employer of Choice

Best Digital Treasury Management Initiative

Adam Smith Award

Awards 2022/2021



Special Recognition Award

Best Account Receivables Solution for Coca Cola Beverages Pakistan Ltd.

The Asset Triple A Awards

Awards 2022/2021



Best Trade Finance Bank / Best Supply Chain Bank

Best Cash Management Bank

Best Service Provider - Cash Management (Transaction Banking)

Best Service Provider - Supply Chain (Transaction Banking)

Best Renminbi Bank (Transaction Banking)

Best Supply Chain Solutions for Indus Motor Company (Transaction Banking)

Best Supply Chain Solutions for IATA (Transaction Banking)

AWARDS

Strong Recognition



1 Standard Chartered 1st Quarterly Report 2026

Company Information

Board of Directors

Auditors

Mr. Christopher Parsons

Mr. Rehan Muhammad Shaikh Mr. Ehsan Ali Malik

Mr. Badaruddin Fatehali Vellani Ms. Rola Abu Manneh

Mr. Sheikh Jobe

Mr. Ghiasuddin Khan

Chairperson Chief Executive Officer Director

Director Director Director Director

M/s EY Ford Rhodes Chartered Accountants

Legal Advisors

Haidermota & Co Advocates

Registered/ Main Office

Standard Chartered Bank (Pakistan) Limited

P.O. Box No. 5556, I.I. Chundrigar Road, Karachi-74000, Pakistan.

Tel: (021) 32450000

Fax: (021) 32414914

Website

https://www.sc.com/pk

Registrar/ Share Registration Office

M/s CDC Share Registrar Services Limited

CDC House, 99-B, Block B, SMCHS, Main Shahra-e-Faisal, Karachi - 74400

Toll Free: 0800 - 23275

Fax: (021) 34326053

Email: info@cdcsrsl.com

Company Secretary

Ms. Wajiha Hasan

Board Audit Committee

Mr. Ehsan Ali Malik

Mr. Badaruddin Fatehali Vellani Mr. Sheikh Jobe

Chairperson Member Member

Board Risk Committee

Mr. Ghiasuddin Khan

Mr. Ehsan Ali Malik

Mr. Rehan Muhammad Shaikh

Chairperson Member Member

Board Human Resource & Remuneration Committee

Mr. Badaruddin Fatehali Vellani

Mr. Ghiasuddin Khan

Ms. Rola Abu Manneh

Chairperson Member Member

Board IT Committee

Mr. Sheikh Jobe Mr. Ehsan Ali Malik

Mr. Rehan Muhammad Shaikh

Chairperson Member Member

Shariah Board

Shaikh Nizam Yaqouby

Mufti Muhammad Abdul Mubeen Mufti Irshad Ahmad Aijaz Mufti Hafiz Muhammad Sarfaraz Nihal

Chairperson Member Member

Resident Member

INTERNAL

STANDARD CHARTERED BANK (PAKISTAN) LIMITED

31*t MARCH 2026

DIRECTORS' REPORT

On behalf of the Board of Directors, we are pleased to present the Directors' Report of Standard Chartered Bank (Pakistan) Limited (SCBPL or the Bank) along with the un-audited interim financial statements for the period ended 31°' March 2026

Economy

Economy has demonstrated clear signs of recovery and growing resilience with GDP growth of 3.06% in FY-25 attributed to prudent policy management, decrease in inflation, lower policy rate and a stable exchange rate. The trajectory of stabilization and growth continued during current fiscal year with strengthening large-scale manufacturing and contained fiscal imbalances despite the severe floods and unfolding geopolitical developments with the projected GDP growth in the range of 3.75% to 4.75% in FY-26.

On the external front, the current account posted a marginal surplus of USD 8mn during Jul-Mar FY-26 as compared to USD 1.7bn surplus in last fiscal period. While remittances continue to support the external account position; trade deficit widened due to growth in imports and decline in exports. Remittances and imports increased year on year by 8.2% and 6.9% respectively whereas exports decreased by 8.0% during Jul-Mar FY-26. While the negative impacts of the prevailing middle east crisis has been managed well so far, the same can put pressure on the external and domestic front if the crisis persists.

The IMF team has reached staff-level agreement on the third review for the 37-month Extended Fund Facility (EFF) and the second review for the 28-month Resilience and Sustainability Facility (RSF). Post approval by the IMF Executive Board, Pakistan will have access to USD 1.2bn, bringing total disbursements under the two arrangements to USD 4.5bn. Foreign direct investments together with IMF programme is providing support in unlocking near-term FX inflows from multilateral and bilateral sources paving way for improved macroeconomic environment.

SBP reported foreign exchange reserves at USD 15.1bn as of 10th April 2026 and aims to reach USD 18bn by the end of FY-26 despite bilateral and external debt repayments. CPI inflation in Mar'26 stood at 7.3% with average inflation at 5.7% for the first nine months of FY-26. SBP maintained the policy rate at 10.5% mindful of uncertain global prices and supply chain issues from the Middle East conflict. Recently, Fitch reaffirmed Country Sovereign rating at B- with stable outlook on the back of macroeconomic progress.

Based on CY-25 results, banks in Pakistan continued to be well capitalized and liquid with an industry wide CAR of 20.8% and advances to deposit ratio of 37.5% respectively. The banking industry remains profitable with a ROE (after tax) of 19.8%. Meanwhile, NPLs of the banking sector stood at 6.1% at close of CY-25 compared to 6.3% at close of CY-24.

Purpose

At Standard Chartered, our purpose is to drive commerce and prosperity through our unique diversity. This captures the spirit of Standard Chartered by bringing together the best of what we already have - our incredible diversity of locations, cultures and expertise and ties it to what we do as a Bank - facilitating commerce in the real economy.

Our purpose signifies the way we want to do business with a human aspect as prosperity is not just about financial wealth but contributes towards creating healthier and happier communities. The purpose also embodies a more proactive and high-performance culture.

Our strategic pillars

We have continued to make good progress against the strategic priorities. As we accelerate our strategy, we have refined our focus onto four strategic priorities:

INTBRNAL

  1. Network

    Our global network is the key to our ability to compete profitably and remains a differentiator for our clients. We continue to leverage this strength and systematically increase network linked income through innovative solutions, product specialization and structured off-shore offerings. Our focus remains on facilitating our clients in the Belt and Road Initiative and other trade corridors as well as building momentum in Sovereign, Multinational and Local Corporates space.

  2. Affluent

    Our affluent business is both large and high returning, driven by clients' growing need to manage and grow their wealth. We continue to reinforce our strong credentials in the affluent segment by building loyalty and trust through offering our clients personalised wealth advice based on superior insight, leveraging digital tools to grow client engagement and wealth penetration. Our focus remains on building a robust pipeline of future affluent clients as we continue to reshape our emerging affluent business.

  3. Emerging Affluent

    We are investing in a range of proven digital capabilities that can substantially and economically scale up our emerging affluent retail presence. We are doing this with enhanced data analytics and a superior end-to-end digital experience, developing opportunities on our own and with partners. Our digital transaction mix, including "SC Mobile" application customers, continue to increase. We have upgraded core banking system to advanced platform and are also spending on state-of-the-art digital capabilities and solutions to drive enhanced client experience. We are strategically repositioning the Personal Banking segment to focus on growing emerging affluent clients, serving as a rich base for up-tiering to AWluent business.

  4. Sustainability

Our commitment to sustainability is not only about the economic activity we drive, but also about how we run our business. We invest in our people, promote the right values, behaviours, and conduct, support the fight against financial crime and manage our environmental footprint. Our sustainability strategy seeks to strengthen relationships between our business, community, Government, and clients. We will continue to focus on differentiated sustainability offering.

These strategic priorities are supported by three key enablers:

  1. People & Culture

    We are investing heavily in our people, giving colleagues the skills, they need to succeed, bringing in expertise in critical areas and evolving to a more innovative and agile operating model.

  2. Ways of Working

    We are fundamentally changing the way we work, accelerating our time-to-market and increasing productivity.

  3. Innovation & Technology

    We are driving innovation to improve our clients' experience, increase our operational efficiency and tap new sources of income.

    INI'ERNAL

    Operating Results and Business Overview

    Balance Sheet

    31 March 2026

    (PKR millions)

    31 December 2025 (PKR millions)

    Paid-up capital

    38,716

    38,716

    Total equity

    104,208

    110,462

    Deposits

    643,903

    650,141

    Advances - gross

    276,051

    232,029

    Advances - net

    258,661

    214,151

    Investments - net

    354,895

    478,413

    Profit and Loss

    Period ended 31 March 2026 (PKR millions)

    Period ended 31 March 2025 (PKR millions)

    Revenue

    16,611

    23,101

    Operating expenses

    5,354

    5,437

    Other non-mark-up expenses

    263

    322

    Operating profit (before credit loss allowance and tax)

    10,995

    17,342

    Credit loss allowance and write offs - net

    (732)

    310

    Profit before tax

    11,727

    17,032

    Profit after tax

    5,596

    7,985

    Earnings per Share (EPS) - Rupees

    1.45

    2.06

    Bank delivered a resilient financial performance with a Profit before tax of PKR 11.7bn compared to PKR 17.0bn in corresponding period last year. Revenue was lower by PKR 6.5bn primarily due to lower interest rates. The impact of margin compression on revenue was partially offset by decrease in cost of funds. Total expenses declined by 2% from comparative period reflecting strong cost discipline despite investment in our people and infrastructure. Moreover, prudent risk approach coupled with strong recoveries of bad debts led to a net release of PKR 0.7bn during the period.

    On the liabilities side, the Bank's total deposits stood at PKR 644bn; down by 1% from start of the year. This was driven by deposit optimization initiative which is reflected in the improved current accounts mix comprising 61% of the deposit book as compared to 59% in 2025 and 48% in 2024. On assets side, net advances continued positive momentum and were higher by PKR 45bn or 21% since start of the year, reflecting pick-up in economic momentum. We continue to monitor the economic landscape and will position our portfolio accordingly. The Bank is well placed to cater for the needs of its clients and will continue its strategy to build a profitable, efficient and sustainable portfolio.

    The Bank is investing in its digital capabilities and infrastructure to enhance our clients' banking experience through the introduction of innovative solutions. We have made steady progress in further strengthening our control and compliance environment by focusing on our people, culture and systems. We are fully committed to sustained growth by consistently focusing on our clients and product suite along with a prudent approach to building the balance sheet while bringing the best-in-class services to our customers.

    Outlook

    While the external environment remains challenging, pace of economic recovery will be dependent on improvement in external bows, domestic and geopolitical environment and global commodity prices.

    Our results demonstrate our strong business fundamentals. We recognise the challenging times ahead and are committed to support our clients and employees whilst ensuring our clients' needs are at the heart of everything we do.

    IN °ERNAL

    Having strengthened our foundations on controls and conduct we are well equipped to manage our risks, capital, and liquidity effectively. The prudent and proactive measures that we are taking now are expected to make us leaner and fitter to take advantage of the opportunities that lie ahead.

    Credit Rating

    Pakistan Credit Rating Agency (PACRA) maintained the Bank's long-term and short-term ratings of "AAA" (Triple A) and "Al+" (A One Plus) respectively in 2025. These ratings denote the lowest expectation of credit risk emanating from an exceptionally strong capacity for timely payment of financial commitments.

    Appreciation and Acknowledgment

    We take this opportunity to express our gratitude to our clients and business partners for their continued support and trust. We offer sincere appreciation to the State Bank of Pakistan for their guidance and cooperation extended to the Bank. Finally, we are also thankful to our associates, staff and colleagues for their committed services provided to our valued clients.

    On behalf of the Board



    Chief Executive Officer Karachi: 28" April 2026

    Director

    9

    Standard Chartered Bank (Pakistan) Limited

    Un-audited

    Financial Statements

    For the three months period ended 31 March 2026

    Confidential

    Standard Chartered Bank (Pakistan) Limited

    Statement of Financial Position



    f1

    (Un-audited) (Audited)

    L'ote 31 March 2026 3l December 2025















    ASSETS

    (Rupees in '000)

    Cash and balances with treasury banLs

    72,354,503

    80,790,333

    Balances with oilier banks

    65,960,235

    19,786,023

    Lendings to financial institutions

    8

    3,425,171

    I 2,479,626

    Investments

    9

    354,895,221

    478,413,103

    Advances

    70

    258,661,148

    214,151,084

    Property and equipment

    11

    10,958,303

    10,985,897

    Right-of-use assets

    1,591,981

    1,504,445

    lntaligible assets

    13

    26,i)95,310

    26,095,310

    Deferred tax assets - net Other assets

    B6,928,212

    28,665,267

    Total Assets

    880,870,084

    872,871,088

    LIABILITIES

    Bills payable

    15

    19,396,995

    I 6,839,039

    "

    Borrowings

    Y6

    11,995,866

    14,676,735

    Deposits and other accounts

    643,903,267

    650,141,095

    Lease liabilities

    18

    1,593,816

    1,469,902

    Sub-ordinated debt

    Deferrcd tax liabilities - net



    2,901,256

    3,188,571

    (

    Other liabilities



    96,870,876

    76,093,683

    Total liabilities

    776,662,076

    762,409,025

    NET ASSETS

    104,208,008

    110,462,063

    oc'

    * t,

    REPRESENTED BY:

    Share capital Reserves

    Surplus on revaluation of assets Unappropriated profit

    CONTINGENCIES AND COMMITMENTS

    38,715,850

    50,387,401

    2/ 7,340,297

    7,764,460

    104,208,008

    38,715,850 :

    49,827,764

    7,628,345

    14,290,104 "

    110,462,063



    The annexed notes 1 to 39 form an integral part of these condensed interim financial statements.



    Chairman Chief Executive Officer Officer

    459



    Confidential

    Standard Chartered Bank (Pakistan) Limited

    Profit and Loss Account (Un-audited)

    For the three iiio/if/ys pei-iod en Jed 31 Mai-cli 202.6

    Note

    Three months Three months

    period ended period ended

    31 March 2026 31 March 2025 "

    ------------ (Rupees in '000) --------------

    Mark-up / return / interest earned Mark-up / return / interest expensed

    Net mark-up / interest income

    NON MARK-UP / INTEREST INCOME

    Fee and commission income Dividend incoiaie

    Foreign exchange incorrie Income from derivatives (Loss) / gain on securities Other income

    Total non mark-up / interest income Total Income

    NON tMARK-UP / INTEREST EXPENSES

    Operating expenses Workers welfare fund Other charges

    Total non mark-up / interest expenses Profit before credit loss allowance Credit loss allowance and write offs - net PROFIT BEFORE TAXATION

    Taxation

    PROFIT AFTER TAXATION

    BASIC / DILUTED EARiNINGS PER SHARE

    23 17,933,371

    24 (4,916,528)

    13,016,843

    t,826,964

    2,701,946

    2,470,516

    2,404,119

    23,434

    321,125

    (750,866)

    672,421

    24,526

    17,975

    25

    26

    27

    26

    3,594,574

    (5,353,548)

    (5,436,827)

    (263,140)

    (321,600)

    29

    30

    (5,616,688) 10,994,729

    31 732,097

    11,726,826

    32 (6,130,452)

    5,596,374

    (Rupees)

    33 1.45

    26,875,459

    (9,896,212)

    16,983,247

    c

    6,117,586

    23, 100,833

    *°

    (5,758,427) "

    1.7,342,406

    (309,767) 17,032,G39 (9,047,290)

    7,985,349

    (Rupees)

    2.06

    The annexed notes 1 to 39 form an integi'al part of these condensed interim financial statements.







    Chief Executive Officer Director

    Director

    46o







    |b

    >







    46i

    Confidential

    Standard Chartered Bank (Pakistan) Limited

    Statement of Comprehensive Income (Un-audited)

    For' the 111i-ee iiioiillis period ctided 31 March z!026

    Three months Tlii ee months peri»a ended period ended 31 March 31 March

    2026 2025

    --------- (Rupees in '000) --------

    Profit after taxation for the period

    5,596,374

    7,985,349

    Other comprehensive income

    Items that may be reclassified to profit and loss account in subsequent periods:

    Movement in (deficit) / surplus on revaluation of dcbt investments through FVOCI - net of tax

    (254,173)

    (996,219

    Items that will not be reclassified to profit and loss account in subsequent periods:

    Movement in surplus on re›'a1uation of Property and equipment - deferred tax rate impact

    1.0,328

    Total comprehensive income for the period

    5,342,201,

    6,999,458

    The annexed notes 1 to 39 form an integral part of these condensed interim financial statements.

    Chairman

    Direct





































































    grass mi•w:-*e rcrser'c Hc'ttt

    e*viusr

    •i m**ic-n



    › s

    i6

    8

    *3

    Confidentia)

    Standard Chartered Bank (Pakistan) Limited

    Cash Flow Statement (Un-audited)

    For the tlii'ee insults her iorf ended 31 Moi'eli 2ñ26







    1. March 2025



CASH FLOYV KROU1 OPERATING ACTII'ITIES

Profit before tax ation for the period Less: Dividend income

Adjust ments for:

Net mark-up /1 eturn / interest income

Dcprcciatio»

Depreciation on right-of-use assets Gain on sale of asset held for sale

Loss / (6ain) on sale of property arid equipment

Unrealized gain on revaluaiion of investments classified as FV TPL - net

Finance cosi of lease liability Gain on lease termination

Credit loss allowance and write offs - net

Decrease tincrease) in operating assets Lending to financiuI institurio as

Securities classified as FVTPD Advances

01her assets (excluding advance taxation)

(Decrease) / increase in operating liabilities

Bills payable

Borrovi Jgs From r a cial institutions Deposits

01her liabilities (excluding current fax aIion)

4ark-up / Interest received Mark-rip / Interest paid

Cash inno›' / (outflow) before taxation

Income tax paid

Net cash flow generated / (used in) trom operating activities

CASH FLO3V FROM INVESTSNG ACTIVITIES

Net InvesI nents in securities classi fled as FVOCJ Investment in property and equipment

P 'oceeds from sale ofproperty and equipment Proceeds from sale of asset held for sale

Net cash Stow generated front investing activities

CASH FLOV FRONT FINANCING ACTIVITIES

Divihe Id paid

Payment in respect of lea.se Iiability

Nct cash two v u5ed in financing activities Increase in cash and cash equivalents tor the period Cash and cash equivalents at beginriing of' Ihe period

EfFcct o'* "'a' 6c rate chaiJ cs o cash and cash cqui 'aIc»ts

Cash and cash equivale 41s at end of the period

CASH AND CASH EQUINALENTS AT END OF THE PERIOD

Cash and balances v'itli ireastiry banks Baiances cvi jh ofher banks

Overdrawn nostros

c " r







The annexed noles I to 39 four an iniegwal part of these condensed interim financial slatements.

Chief Execufive 0 ffiter











6



1.6

1.1 ,726,826

11,726,826

(13,016,843)

a46,239 117,Z78

,500)

1,443

1,059,708)

58,493

13,645)

(393430

U4,06Z,373)

,335,547)

9,054,455

N1,358368 C44115,692) (56,i40936)

J0,156,195

2,S57,956 (2,G44,492)

(6,237,828)

9,797,278

3,472,914

1.8,672,571

(4,340,930)

35,625,203

(9,74S,380)

2S,879,823

1.2,159,514

(223,280)

I ,950

82,500

1.2,020,684

(1 25,748)



(125,748)

37,774,759



99,848,390

68*,157

100,530,547

138,305,306

72,354,503

65,960,235

(9,432)



Director



138,305,306













44,641,891

(54,233.8









7.

5

46,61











463





+3

s

i6

i8













I 86'98('b















$18'S86'S9

tls







9

F9





9b0'6b

8I I.'56£'9

0f9'9£6'b#











}equappuop



£'6

  • Ott' j So'S8 i 6I9'06 I'£if.I (I I8'09z'I) • FCt' I St't£I

-- - - -•I0OAJ-•- -- -- -

Sâ9'ffi0 S6fi (6Z9'k I fi' I ) p t¿ £c£ l (£00'JSxt )

t0-9pé'96¿ 0 1I'699'08 I Ir'6t'96£)

6





i6

9

••mwn••wn.u'm••o.-•vv rna





k k1



' 8ZI't'CI'f*

8£9'9S0'9 6£8'fS8'8

éS 1'8(6'h 8f.8'9I t'0 t

16

ior'ii tocii



junoooo ju*uia|IIus "u!'y*Io pue spJrg





15

one q¿o 9'od-suoldoKouzxñé"s°i" °F°"'"°"'"t







14

" " "1

0I I'560 92 0t t'f60'9 Z

T86'T 65'I

"'6

- (000. "! ^^ 8tI) -







aotie{eq 8uiso}o Je junouJe 8uides jay







°**i*°P .txH0W 4MR GO

88t''0Z

T6S*IS

69E'8f'I

pauwo - put{ p{oqasra{ uo 9u!Pi!°8 put{ p{oqaaaj uo "•!Pl!^8

:poyrad aq1 8uunp ju*iud!nba pue XjJadciid oJ upctti tiaaq a,teq (saojsusay) / suo!J!pPe Sula,otJoj at{y







T"I"9T

t' t'9l

SL9L9't I

608'S#

998'S660T

ZEe'6

£'I '91



i6

9Z6'0t9't I

0Y0 I I9

968*6I0't'I

C19i9Dl

SCL'919*t't

6£0 6£8'91

9#S'SC#

Cl8

m 6C£'88

2S1 68

f'Cf''986'lE



t'Of''S£C'll

998'S66' I I

pgg't

986'£66't t

S66'96C'6 t

901'I0f

68é'S66'8t



IEB

II'9I

sued£%auoqqemsuaJcg&qro BToueTd s+sqos (by) sououjoqpodx ,spun

P•°SS

pxn3zSus/p " ** !* aOq°*Ww°0

Ue}S!1^d ^P!5!^O





a3ug]CQ3UISO]/



T"9I



9I

SI

L



6

°9«=°0Tf 9T0I *•U Tf







ei;uap;uog



8

SixnooovwauiooxvS*s ‹Ju









































oqVzd(jyy]punjoepmsj zoy







siunoooe 4ueuia|pos pue Suiaea|9













tZHIO

S'0I







VOZ









0t



|equap9uop



0T9'A8T

00S86Z

0t'C'09C)

SC1'II

z

99S't'f'Z)

I8I'£EE)(O£

£0KTtI

09t'£t

8'C)

9ttC

'



LIZ'CV9

0t9?8Z

i

9£t 0S£'0I

Itl'8I8'It

9£t''0S5'0I

S9T'8£S'II

9cr'0sz'0t

0

C89 C60 91

9£B'018'96

I 6T'I I I

8£t''9C0'9

6C'L0S'6

0I9'£8Z

9S£'86Z

0ZC'I

lCF96C6l

k0R0l 96£'088'S

t'¿Z'lt'8 SOE'10Z'9 I 806't't8

6 £7')

£CZ'CCt

CTS'9S£

86£'£9C*t'

6E8'TS8'S

6S#'01£'6

0OS'86T

t60'9lt'

00£'£

ZS6868'8l TtA'8C8'lZ TII''9T£'S

T£8'8T9

8T£'E0C'IT

£6I'£P6

Ct'1'St tEE666

'0

































L

6























(y















N









































































pou*d *y› âuunp jzsods|p uo g"!leci sn{dunS

•fuenuef | je sc sn|6ins uo!Jen|c^c$





"IU °S%°O-DOLMQW""°*°l"°°°S-







•o uoqence a uo (jojap) / en duns uo xa pozu¿a '""'BN "^j- tOOAJP 9* s" sNW' S -

czz















ggg'${





000"000"S

O00*000*S

89G'9f6'S6



i6







8£/"601 '01









(ZI6'S8g)

(9fil'6Tt)



(l09s9M



60$'9

009'Z

(898'#5£)

b£9*600'g

00 t'8E6'£



(S0P'£86) 0S9'cS0'6

' J







f8S'£8C



(r• P»v)

c>m =a

r

frw!r••

•m ssx•• ir











000'000'fi























I 0S'60 I' 11









-



t0£'G0 i "i I



-





























O98'6 T







C1 098'SI



t1t10'9







000'000'S



0I10'tJIJIJ' 9

*I"S •















80P*£c6'£S "







ABB"t9L'8l







(?° ñWW? PW0""-"fl)







9l0'ttJ0' I (s6P'8t£J

i6

Z6S'£6 600'I

awos,si an.xv sxa xoiszns 9t

060'St

SP1'S9

AAV VSCAAV "°"°!^!**°J

v>uu! °•°°x#"Vn"•"•! •"°"°"! "°J

bSF'0££1 tt'9fI

f£t'SI

3HOJMINOISSIlCHOJ%33J

TI S'9d8'6

596'8I

8t$'9i6'P

r$fi'es

4 05£'US' f. 0 £8'80 I'M

cz

papua pouad popua poi4ad













tSP'0 £I'9





Gt9' 1 G0'G I' I f''Zt'I'9









595





OS I '91 I





tae- sazo 3inLu 3oSv.xionnv ssoo undue





dg5 fiq pasoduii skit}euzd piie sour } Jsu!nF3a a54r qo tap

ot

'ueyrso in pissouoj e ot}j ui pouljap se si‹sod*p *lq!fi!lo no •yt9 j 'q j o Tier oqj iz minimand uoii oajoad



















sj!sod*p Xed or yawinbsJ air slunq aaquiatu jte 'SI 0t aimt pts¿¿ purp 'g jpt jo t' otj Injno4ip pdQ uejs!in djo ¿ueg oieiS and sq















80f"8£ 8b1 é I0P'6S





099'f.

I 69'£











S6Z't'9



pgg'¿

é1 1'06

090'II' 1

















































t'00'08 8 S0'SF











606'f,



********I







.asuadt.n ii oiJr suadump {e jo







sz



}equappuop









°9''WIW'W 3 m0

















t6

**°B'O





















**fl'O





























880 I Zâ cZ8

££fi'896"66 I

rCS'896'66I £99'Stt'f.6t I I t''fi6S'ct £t6'£96'8 I

9f9'6*#'ZI

)

0S8??t81

9SC9C€001

16C%081C I6t'S?0'I

(80 V88)

F0Itt#i› 9SC9IT00T

I E8"00l '£T

g8S £1 I'9

£t'Z"C8G'9 I

Srl'tOI'£ t0S'ff8'6 981'W 1' I I

£S0'0St 0£f'696'81 (?#E'SIZ'£I)

866'9lg'I IZS8'988)

9Cf't£I G

ltS'Zf I'm lIfF'660'IJ 90G'0G0'8

9g8'g66'I I

998'S66'I

-

-

ff8'v9S t 80C'f0C'

I91'i££ '

#69't'70'8 T60'609' T

(O06*£fZ)

£0S'6£9'9

sss'‹sr'z

#90'008'I



6Z#



9fP"0f é'0 1

'

'

08

I PI 818' I I

-

- 91fi'0S?'01

'

-

'

- 0c

'

-

I t'1'8c8' I c

- 68£'0 e















-

b6T SI'











- fiI6' IL







- ttgg'g









-













- 8 S t" T0t"6 I

)uaiuaficue ui sJojaayiQ

)ua ed









- BS I "l0f'G I - - - fi9T"I06'S?



sJunooor hisodap iit siunoosc Juoans ut







9C



|etjuap#uo g

08#

TOO I %0 0 I

i6

iy

-bJH)°KD°*"*WJ*W9!nb

010 f.*9 9t't' tt8'6S6'ff,P

W"l

66P t'66 c6I

66f' #66 c6I

fi9S I 88"6 TO 0'9t'9'6

Sgr'£61'f.8 591'8I 8'08

(sosent o lsu1 }e1ideo dn-pJnd

£C

090'99 I

sus}d Jtjouag party ap ao afiasqu 1o9

- - susld uoi jnqunJoo pau9op toy ailingo rap

0g 9'£ -

. qpb'p

ttg'SC

08t'C

•

-

- I S8S*0 1 )

so i tentyp mony tsso{) f aiiiooul atuoou{ not ss!iutuoo puu ooy psuaza jsaaajui / iumza / dn-Tae ty

tauuorua d















((‹o'J!98 *¥??0E4°'"h









0tU00U1 1"*°l









a«ouu{af equx %i,oj



















»uoui"°IV'"°JP* °2















ssse jo uoian coi uo sndbns / (!aiWO)

puny ^'!1ueg '+/3



































j

























le!iuap¿uog



6CS'66

ZZ0'G8I T96S0z

DC6' 8t I£t68S

pspuu pouuG sq;uom az,qy



SI6'0C8'S T

tl68é (6t'l'6£C)

OOOOOS 000'00 fi

1 SO'tfb'£ I

StC'6Cc'9tl

6St*#ff'I







StP'I9£'£ 98t'6S











SeS*Z8C*£0Z



ZOO'ZZ€'8t

>ZZ'90S'TZ

SzE'6##'z

0£9'8S

zsrs



ZSI'tC8'G9





---(000, us udAQ)---

um!P»y) (•!e••-un)





6

7

8

13

i6









































































Si







i

*

3

4

8

› s

i6



standard

charl:ered

Now wiLh just a click, you

can easily invest back home

With Standard Chartered Roshan Digital account, non-resident Pakistanis now

have the opporLuniLy to invesL back home. Roshan Digital account is offered in multiple currencies and have the flexibility oL full repatriation of funds whenever you want.

Current and Savings account in multiple currencies

Credit and Debit cards

Invest in Naya Pakistan Certificates

Repatriable and convertibility of funds

Funds transfer and utility bill payment

Also available in Islamic variant

For details,

visit sc.com/pk or scan the QR code





Company analysis

Earlier from Standard Chartered Bank (pakistan)

All Standard Chartered Bank (pakistan) news releases