Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.
August 7, 2025
Company name : The San-in Godo Bank, Ltd.
Representative : Hiroshi Yoshikawa, President and Representative Director Code number : 8381, Prime Market, Tokyo Stock Exchange
Inquiries : Tsuyoshi Takahashi, Executive Officer, General
Manager of Management Planning Dept.
Notice Regarding Capital Adequacy Ratio for the First Quarter of FY2025 ending March 31, 2026The San-in Godo Bank, Ltd. announces capital adequacy ratio for the first quarter of FY2025 ending March 31, 2026 as follows.
Consolidated | March 31, 2025 (A) | June 30, 2025 (B) | (B)-(A) | June 30, 2024 | |
Capital adequacy ratio | 11.54 | 11.61 | 0.07 | 11.62 | |
Basic core capital | 380,841 | 383,365 | 2,524 | 367,240 | |
Adjustment core capital | 9,536 | 9,824 | 288 | 8,698 | |
Capital | 371,304 | 373,541 | 2,237 | 358,541 | |
Total risk weighted assets | 3,217,084 | 3,215,274 | (1,810) | 3,083,448 | |
Total required capital | 128,683 | 128,610 | (73) | 123,337 |
Non-Consolidated | March 31, 2025 (A) | June 30, 2025 (B) | (B)-(A) | June 30, 2024 | |
Capital adequacy ratio | 11.12 | 11.20 | 0.08 | 11.20 | |
Basic core capital | 362,192 | 364,759 | 2,567 | 350,306 | |
Adjustment core capital | 7,241 | 7,474 | 233 | 6,887 | |
Capital | 354,950 | 357,284 | 2,334 | 343,418 | |
Total risk weighted assets | 3,190,832 | 3,189,772 | (1,060) | 3,064,838 | |
Total required capital | 127,633 | 127,590 | (43) | 122,593 |
(Notes)
Risk-weighted assets are calculated as follows.
Credit risk assets: Foundation Internal Ratings-Based Approach Operational risk equivalent : Standardised Measurement Approach
The total required capital amount is calculated by multiplying 4% by the amount of risk-weighted assets.
Other information on capital including the composition of capital disclosure is disclosed at the website of The San-in Godo Bank, Ltd. (https://www.gogin.co.jp/ir/library/capital/).