2025.08.25
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Agenda
Performance Highlights of Fubon Financial Holdings
Performance Review by Subsidiary
Fubon Life
Taipei Fubon Bank
Fubon Securities
Fubon Insurance
Overseas Banking Operations
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Performance highlights of Fubon Financial Holdings
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Fubon Financial Holdings: Business highlights
Fubon FHC
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Net profit of NT$51.38bn and EPS of NT$3.49, both top among FHCs in Taiwan Total assets above NT$11.9tn and net worth of NT$816.2bn
BVPS at NT$52.71 per common share
Fubon Asset Management completed its merger with Jih Sun SITE in April, actively integrating resources to
enhance competitiveness
Fubon
Life
Net profit of NT$24.59bn, top among peers in Taiwan
Top 2 in terms of FYP, FYPE and TP in Taiwan
Recurring return after hedge increased YoY, total investment return reached 3.76%
Equity to asset ratio at about 9.9% and RBC ratio over 400%
Taipei Fubon
Bank
Net profit reached NT$19.52bn, hitting historical high of same period, and up 20.1% YoY
Net interest income increased 11.2% on steady growth in deposits & loans and higher NIM
Net fee income rose 14.0% YoY, supported by wealth management and credit card business growth
Asset quality remained stable with benign NPL and coverage ratio
Fubon Securities
Net profit of NT$4.05bn, down 18.5% YoY, as TAIEX trading volume declined
Top 2 in terms of net profit among peers
Market share of major businesses remained among top 3
Fubon
Insurance
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Net profit of NT$2.89bn, up 18.2% YoY, on back of business selection strategy and risk management
Direct written premiums rose 9.4% YoY. Market leader with market share of 24.4%
Effective claim ratio control supported the steady growth in underwriting results
Investment return at 5.8%, reflecting the 1Q25 disposal gains from reinvestment
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