Announcement of Fubon FHC 2025 Q1 Investor Conference (English)

Proposal of cash dividend at NT$4.25 and stock dividend at NT$0.25 per common share for 2024

1Q25 net profit of NT$41.06bn, up 35% YoY and EPS of NT$3.00, both top among FHCs in Taiwan

Total assets above NT$12tn and net worth of NT$914.2bn, up 5.2% and 2.0% YoY, respectively

BVPS at NT$59.88 per common share

Net profit of NT$27.32bn, up 56.4% YoY, top among peers in Taiwan

Ranked 1st in FYPE, top 2 in terms of FYP and TP in Taiwan

Both recurring return before and after hedge increased YoY, total investment return reached 5.41%

Equity to asset ratio at about 10.6% and RBC ratio at 428%

Net profits reached NT$10.11bn, hitting historical high of same period, and up 23.9% YoY

Net interest income increased 10.5% YoY on steady growth in deposits & loans and higher NIM

Net fee income rose 19.0% YoY, supported by wealth management and credit card business growth

Asset quality remained stable with benign NPL and coverage ratio

Net profit of NT$1.66bn, down 29.0% YoY, on global stock market volatility and both TAIEX and trading volume

declined

Market share of major businesses and profit among top 3. Aim to lift market position through segmentation management and platform optimization. Grow wealth management to reach economies of scale

Net profit of NT$1.62bn, up 20.5% YoY, on back of business selection strategy and risk management

Direct written premiums rose 14.7% YoY. Market leader with market share of 25.4%

Investment return at 11.38%, reflecting the disposal gains from reinvestment

Capital remained stable, with RBC rebounding to 350%