Fintech Global IncorporatedTSE: 8789

Summary of Financial Statements for the First Two Quarters of Fiscal 2026 (Under Japanese GAAP) (316 KB)

· Issued by FinTech Global Incorporated

Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.



Summary of Financial Statements for the First Two Quarters of Fiscal 2026 (Under Japanese GAAP)

May 12, 2026

Company name: FinTech Global Incorporated Listing: Tokyo Stock Exchange

Securities code: 8789

URL: https://www.fgi.co.jp/en/

Representative: Nobumitsu Tamai, President and Chief Executive Officer Inquiries: Takashi Senda, Executive Vice President, Senior Executive Officer Telephone: +81-3-6456-4600

Scheduled date of submission of interim report: May 14, 2026

Scheduled date to commence dividend payments: -

Preparation of supplementary material on financial results: Yes

Holding of financial results briefing: No

(Yen amounts are rounded down to millions, unless otherwise noted.)

  1. Consolidated financial results for the first two quarters of fiscal 2026 (from October 1, 2025 to March 31, 2026)
    1. Consolidated operating results (cumulative) (Percentages indicate year-on-year changes.)

      Revenues

      Operating income

      Ordinary profit

      Profit attributable to owners of parent

      Millions of yen

      %

      Millions of yen

      %

      Millions of yen

      %

      Millions of yen

      %

      First two quarters of fiscal 2026

      8,011

      17.9

      2,553

      45.1

      2,358

      37.8

      3,192

      147.3

      First two quarters of fiscal 2025

      6,797

      3.7

      1,759

      6.9

      1,711

      7.8

      1,291

      (0.1)

      Note: Comprehensive income

      For the first two quarters of fiscal 2026:

      ¥3,444 million

      [ 166.4%]

      For the first two quarters of fiscal 2025:

      ¥1,292 million

      [(9.2)%]

      Basic earnings per share

      Diluted earnings per share

      Yen

      Yen

      First two quarters of fiscal 2026

      16.61

      16.49

      First two quarters of fiscal 2025

      6.60

      6.56

    2. Consolidated financial position

    Total assets

    Net assets

    Equity-to-asset ratio

    Millions of yen

    Millions of yen

    %

    As of March 31, 2026

    26,962

    14,567

    50.6

    As of September 30,2025

    26,994

    12,042

    40.3

    Reference: Equity

    As of March 31,2026: ¥13,644 million

    As of September 30,2025: ¥10,869 million

  2. Cash dividends

    Annual dividends per share

    First quarter-end

    Second quarter-end

    Third quarter-end

    Fiscal year-end

    Total

    Fiscal 2025

    Fiscal 2026

    Yen

    -

    -

    Yen

    0.00

    0.00

    Yen

    -

    Yen

    3.00

    Yen

    3.00

    Fiscal 2026

    (Forecast)

    -

    5.00

    5.00

    Note: Revisions to the forecast of cash dividends most recently announced: None

  3. Consolidated financial forecasts for fiscal 2026 (October 1, 2025 - September 30, 2026)

    (Percentages indicate year-on-year changes.)

    Revenues

    Operating income

    Ordinary profit

    Profit attributable to owners of the parent

    EPS

    Fiscal 2026

    Millions of yen

    15,500

    %

    7.4

    Millions of yen

    4,200

    %

    23.3

    Millions of yen

    4,000

    %

    23.4

    Millions of yen

    4,600

    %

    116.8

    Yen

    23.92

    Notes:

    1. Change from the latest consolidated financial forecasts: Yes

      * Notes
      1. Significant changes in the scope of consolidation during the period: Yes

        (Number of newly consolidated subsidiaries) One (Company name) FinTech Global Trust Co., Ltd. (Number of newly excluded subsidiaries) Three

        (Company name) Moomin Monogatari Ltd.

        Hanno Local Resource Utilization LLC

        Metsa Series 2 Investment Limited Liability Partnership

      2. Adoption of accounting treatment specific to the preparation of consolidated financial statements: None

      3. Changes in accounting policies, changes in accounting estimates, and restatement

        1. Changes in accounting policies due to revisions to accounting standards and other regulations: None

        2. Changes in accounting policies due to other reasons: None

        3. Changes in accounting estimates: None

        4. Restatement: None

      4. Number of issued shares (common shares)

        1. Total number of issued shares at the end of the period (including treasury shares)

          As of March 31, 2026

          201,321,700 shares

          As of September 30, 2025

          201,321,700 shares

        2. Number of treasury shares at the end of the period

          As of March 31, 2026

          8,790,653 shares

          As of September 30, 2025

          9,026,320 shares

          First two quarters of fiscal 2026

          192,146,977 shares

          First two quarters of fiscal 2025

          195,629,740 shares

        3. Average number of shares outstanding during the period (cumulative from the beginning of the fiscal year)

      • Review of the Japanese-language originals of the attached consolidated financial statements by certified public accountants or an audit firm: None

      • Proper use of earnings forecasts, and other special matters (Caution regarding forward-looking statements)

      The forward-looking statements included in this summary of financial statements are based on the assumptions, forecasts, and plans of FinTech Global Incorporated (hereafter, "FGI" and "the Company") as of the date on which this document is made public. The Company's actual results may differ substantially from such statements due to various risks and uncertainties.

      (Method of obtaining supplementary results materials)

      Supplementary materials on financial results are available for viewing on the FGI website as of May 12, 2026.

    2. Consolidated Financial Statements and Important Notes
(1) Consolidated Balance Sheets

(Unit: Thousands of yen)

As of September 30,2025 As of March 31, 2026

Assets

Current assets

Cash and time deposits

6,632,789

8,450,827

Notes and accounts receivable - trade, and contract assets

1,532,846

2,346,442

Operational investment securities

830,199

2,696,963

Loans receivable, trade

569,765

411,865

Real estate for sale

4,102,649

4,419,268

Other

2,041,829

1,206,562

Allowance for doubtful accounts

(112,220)

(319,799)

Total current assets

15,597,859

19,212,130

Non-current assets

Property, plant and equipment

Assets for lease

3,295,574

3,295,574

Accumulated depreciation

(51,067)

(131,408)

Assets for lease, net

3,244,507

3,164,166

Other

5,784,770

2,066,434

Total property, plant and equipment

9,029,277

5,230,601

Intangible fixed assets

Goodwill

60,005

87,823

Other

75,319

101,988

Total intangible fixed assets

135,324

189,812

Investments and other assets

Investment in securities

1,173,976

1,424,170

Deferred tax assets

137,492

76,328

Other

954,641

847,688

Allowance for doubtful accounts

(34,443)

(17,950)

Total investments and other assets

2,231,667

2,330,236

Total non-current assets

11,396,270

7,750,649

Total assets

26,994,129

26,962,780

(Unit: Thousands of yen) As of September 30, 2025 As of March 31, 2026

Liabilities

Current liabilities

Accounts payable - trade

330,693

509,907

Short-term loans payable

3,414,679

3,301,195

Current portion of bonds payable

100,000

196,000

Current portion of long-term loans payable

5,960,439

928,964

Income taxes payable

205,333

248,169

Lease obligations

30,052

70,651

Accrued employee bonuses

382,987

264,863

Other

1,816,022

1,333,813

Total current liabilities

12,240,207

6,853,565

Non-current liabilities

Bonds payable

100,000

254,000

Long-term loans payable

2,068,376

4,415,854

Lease obligations

28,445

294,531

Deferred tax liabilities

17,218

29,188

Retirement benefit liability

203,126

206,660

Other

294,580

341,678

Total non-current liabilities

2,711,747

5,541,913

Total liabilities

14,951,955

12,395,478

Net assets

Shareholders' equity

Common stock

5,373,336

5,373,336

Capital surplus

969,796

993,488

Retained earnings

5,301,178

7,870,273

Treasury stock

(906,942)

(886,970)

Total shareholders' equity

10,737,368

13,350,128

Accumulated other comprehensive income

Valuation difference on available-for-sale securities

5,149

116,899

Foreign currency translation adjustment

127,200

177,720

Total accumulated other comprehensive income

132,349

294,619

Share acquisition rights

98,259

102,861

Non-controlling interests

1,074,196

819,692

Total net assets

12,042,174

14,567,301

Total liabilities and net assets

26,994,129

26,962,780

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