Fintech Global IncorporatedTSE: 8789

Consolidated Financial Results for the First Quarter of Fiscal 2026 (Under Japanese GAAP) (296 KB)

· Issued by FinTech Global Incorporated

Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.



Summary of Financial Statements for the First Quarter of Fiscal 2026 (Under Japanese GAAP)

February 12, 2026

Company name: FinTech Global Incorporated Listing: Tokyo Stock Exchange

Securities code: 8789

URL: https://www.fgi.co.jp/en/

Representative: Nobumitsu Tamai, President and Chief Executive Officer Inquiries: Takashi Senda, Executive Vice President, Senior Executive Officer Telephone: +81-3-6456-4600

Preparation of supplementary material on financial results: Yes

Holding of financial results briefing: No

(Yen amounts are rounded down to millions, unless otherwise noted.)

  1. Consolidated financial results for the first quarter of fiscal 2026 (from October 1, 2025 to December 31, 2025)
    1. Consolidated operating results (cumulative) (Percentages indicate year-on-year changes.)

      Revenues

      Operating income

      Ordinary profit

      Profit attributable to owners of parent

      Millions of yen

      %

      Millions of yen

      %

      Millions of yen

      %

      Millions of yen

      %

      First quarter of fiscal 2026

      4,237

      9.3

      1,449

      19.6

      1,333

      15.6

      1,007

      18.2

      First quarter of fiscal 2025

      3,876

      12.9

      1,211

      24.1

      1,153

      20.9

      851

      44.5

      Note: Comprehensive income

      For the first quarter of fiscal 2026:

      ¥1,221 million

      [ 54.5%]

      For the first quarter of fiscal 2025:

      ¥790 million

      [ 13.0%]

      Basic earnings per share

      Diluted earnings per share

      Yen

      Yen

      First quarter of fiscal 2026

      5.25

      5.21

      First quarter of fiscal 2025

      4.35

      4.32

    2. Consolidated financial position

    Total assets

    Net assets

    Equity-to-asset ratio

    Millions of yen

    Millions of yen

    %

    First quarter of fiscal 2026

    29,437

    12,493

    38.7

    Fiscal 2025

    26,994

    12,042

    40.3

    Reference: Equity

    For the first quarter of fiscal 2026: ¥11,395 million For fiscal 2025: ¥10,869 million

  2. Cash dividends

    Annual dividends per share

    First quarter-end

    Second quarter-end

    Third quarter-end

    Fiscal year-end

    Total

    Fiscal 2025

    Fiscal 2026

    Yen

    -

    -

    Yen

    0.00

    Yen

    -

    Yen

    3.00

    Yen

    3.00

    Fiscal 2026 (Forecast)

    0.00

    -

    5.00

    5.00

    Note: Revisions to the forecast of cash dividends most recently announced: None

  3. Consolidated financial forecasts for fiscal 2026 (October 1, 2025 - September 30, 2026)

    (Percentages indicate year-on-year changes.)

    Revenues

    Operating income

    Ordinary profit

    Profit attributable to owners of the parent

    EPS

    Fiscal 2026

    Millions of yen

    18,200

    %

    26.1

    Millions of yen

    4,200

    %

    23.3

    Millions of yen

    4,000

    %

    23.4

    Millions of yen

    2,700

    %

    27.2

    Yen

    14.04

    Notes:

    1. Change from the latest consolidated financial forecasts: None

    2. Forecast has not been made for the first two quarters of fiscal year ending September 30, 2026.

* Notes
  1. Significant changes in the scope of consolidation during the period: Yes

    (Number of newly consolidated subsidiaries)One (Company name)Hakusan Connect LLC

  2. Adoption of accounting treatment specific to the preparation of consolidated financial statements: None

  3. Changes in accounting policies, changes in accounting estimates, and restatement

    1. Changes in accounting policies due to revisions to accounting standards and other regulations: None

    2. Changes in accounting policies due to other reasons: None

    3. Changes in accounting estimates: None

    4. Restatement: None

  4. Number of issued shares (common shares)

    1. Total number of issued shares at the end of the period (including treasury shares)

      As of December 31, 2025

      201,321,700 shares

      As of September 30, 2025

      201,321,700 shares

    2. Number of treasury shares at the end of the period

      As of December 31, 2025

      9,459,353 shares

      As of September 30, 2025

      9,026,320 shares

      First quarter of fiscal 2026

      191,924,623 shares

      First quarter of fiscal 2025

      195,887,380 shares

    3. Average number of shares outstanding during the period (cumulative from the beginning of the fiscal year)

  • Review of the Japanese-language originals of the attached consolidated financial statements by certified public accountants or an audit firm: None

  • Proper use of earnings forecasts, and other special matters (Caution regarding forward-looking statements)

The forward-looking statements included in this summary of financial statements are based on the assumptions, forecasts, and plans of FinTech Global Incorporated (hereafter, "FGI" and "the Company") as of the date on which this document is made public. The Company's actual results may differ substantially from such statements due to various risks and uncertainties.

The EPS in the consolidated financial forecasts for fiscal 2026 is calculated using the average number of shares outstanding during the period (192,339,538 shares), reflecting the disposal of treasury stock as restricted shares (647,700 shares) on January 22, 2026, and the disposal of 28,000 shares of treasury stock due to the exercise of stock acquisition rights.

(Method of obtaining supplementary results materials)

Supplementary material on financial results are available on February 12, 2026.

Consolidated Financial Statements (1) Consolidated Balance Sheets

Fiscal 2025

(As of September 30, 2025)

(Unit: Thousands of yen)

First Quarter of Fiscal 2026

(As of December 31, 2025)

Assets

Current assets

Cash and time deposits

6,632,789

5,504,884

Notes and accounts receivable - trade, and contract assets

1,532,846

1,764,661

Operational investment securities

830,199

3,565,722

Loans receivable, trade

569,765

1,015,315

Real estate for sale

4,102,649

4,103,449

Merchandise

139,147

141,220

Other

1,902,681

1,854,455

Allowance for doubtful accounts

(112,220)

(110,288)

Total current assets

15,597,859

17,839,420

Non-current assets

Property, plant and equipment

Buildings and structures

5,249,656

5,267,919

Accumulated depreciation

(1,216,951)

(1,265,484)

Buildings and structures, net

4,032,705

4,002,435

Assets for lease

3,295,574

3,295,574

Accumulated depreciation

(51,067)

(91,238)

Assets for lease, net

3,244,507

3,204,336

Other

1,752,065

2,321,042

Total property, plant and equipment

9,029,277

9,527,815

Intangible fixed assets

Goodwill

60,005

54,869

Other

75,319

54,184

Total intangible fixed assets

135,324

109,053

Investments and other assets

Investment in securities

1,173,976

1,331,777

Deferred tax assets

137,492

40,507

Other

954,641

606,711

Allowance for doubtful accounts

(34,443)

(17,611)

Total investments and other assets

2,231,667

1,961,384

Total non-current assets

11,396,270

11,598,253

Total assets

26,994,129

29,437,674

Fiscal 2025

(As of September 30, 2025)

(Unit: Thousands of yen)

First Quarter of Fiscal 2026

(As of December 31, 2025)

Liabilities

Current liabilities

Accounts payable - trade

330,693

419,157

Short-term loans payable

3,414,679

3,952,511

Current portion of bonds payable

100,000

100,000

Current portion of long-term loans payable

5,960,439

6,130,520

Income taxes payable

205,333

149,980

Lease obligations

30,052

36,997

Accrued employee bonuses

382,987

223,805

Other

1,816,022

1,637,601

Total current liabilities

12,240,207

12,650,574

Non-current liabilities

Bonds payable

100,000

50,000

Long-term loans payable

2,068,376

3,541,239

Lease obligations

28,445

89,592

Deferred tax liabilities

17,218

121,228

Retirement benefit liability

203,126

197,034

Other

294,580

294,580

Total non-current liabilities

2,711,747

4,293,675

Total liabilities

14,951,955

16,944,249

Net assets

Shareholders' equity

Common stock

5,373,336

5,373,336

Capital surplus

969,796

969,676

Retained earnings

5,301,178

5,731,336

Treasury stock

(906,942)

(954,441)

Total shareholders' equity

10,737,368

11,119,908

Accumulated other comprehensive income

Valuation difference on available-for-sale securities

5,149

130,081

Foreign currency translation adjustment

127,200

145,391

Total accumulated other comprehensive income

132,349

275,473

Share acquisition rights

98,259

100,392

Non-controlling interests

1,074,196

997,650

Total net assets

12,042,174

12,493,424

Total liabilities and net assets

26,994,129

29,437,674

Company analysis