Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.
Summary of Financial Statements for the First Quarter of Fiscal 2026 (Under Japanese GAAP)
February 12, 2026
Company name: FinTech Global Incorporated Listing: Tokyo Stock Exchange
Securities code: 8789
URL: https://www.fgi.co.jp/en/
Representative: Nobumitsu Tamai, President and Chief Executive Officer Inquiries: Takashi Senda, Executive Vice President, Senior Executive Officer Telephone: +81-3-6456-4600
Preparation of supplementary material on financial results: Yes
Holding of financial results briefing: No
(Yen amounts are rounded down to millions, unless otherwise noted.)
-
Consolidated financial results for the first quarter of fiscal 2026 (from October 1, 2025 to December 31, 2025)
-
Consolidated operating results (cumulative) (Percentages indicate year-on-year changes.)
Revenues
Operating income
Ordinary profit
Profit attributable to owners of parent
Millions of yen
%
Millions of yen
%
Millions of yen
%
Millions of yen
%
First quarter of fiscal 2026
4,237
9.3
1,449
19.6
1,333
15.6
1,007
18.2
First quarter of fiscal 2025
3,876
12.9
1,211
24.1
1,153
20.9
851
44.5
Note: Comprehensive income
For the first quarter of fiscal 2026:
¥1,221 million
[ 54.5%]
For the first quarter of fiscal 2025:
¥790 million
[ 13.0%]
Basic earnings per share
Diluted earnings per share
Yen
Yen
First quarter of fiscal 2026
5.25
5.21
First quarter of fiscal 2025
4.35
4.32
- Consolidated financial position
Total assets
Net assets
Equity-to-asset ratio
Millions of yen
Millions of yen
%
First quarter of fiscal 2026
29,437
12,493
38.7
Fiscal 2025
26,994
12,042
40.3
Reference: Equity
For the first quarter of fiscal 2026: ¥11,395 million For fiscal 2025: ¥10,869 million
-
Consolidated operating results (cumulative) (Percentages indicate year-on-year changes.)
-
Cash dividends
Annual dividends per share
First quarter-end
Second quarter-end
Third quarter-end
Fiscal year-end
Total
Fiscal 2025
Fiscal 2026
Yen
-
-
Yen
0.00
Yen
-
Yen
3.00
Yen
3.00
Fiscal 2026 (Forecast)
0.00
-
5.00
5.00
Note: Revisions to the forecast of cash dividends most recently announced: None
-
Consolidated financial forecasts for fiscal 2026 (October 1, 2025 - September 30, 2026)
(Percentages indicate year-on-year changes.)
Revenues
Operating income
Ordinary profit
Profit attributable to owners of the parent
EPS
Fiscal 2026
Millions of yen
18,200
%
26.1
Millions of yen
4,200
%
23.3
Millions of yen
4,000
%
23.4
Millions of yen
2,700
%
27.2
Yen
14.04
Notes:
Change from the latest consolidated financial forecasts: None
Forecast has not been made for the first two quarters of fiscal year ending September 30, 2026.
Significant changes in the scope of consolidation during the period: Yes
(Number of newly consolidated subsidiaries)One (Company name)Hakusan Connect LLC
Adoption of accounting treatment specific to the preparation of consolidated financial statements: None
Changes in accounting policies, changes in accounting estimates, and restatement
Changes in accounting policies due to revisions to accounting standards and other regulations: None
Changes in accounting policies due to other reasons: None
Changes in accounting estimates: None
Restatement: None
Number of issued shares (common shares)
Total number of issued shares at the end of the period (including treasury shares)
As of December 31, 2025
201,321,700 shares
As of September 30, 2025
201,321,700 shares
Number of treasury shares at the end of the period
As of December 31, 2025
9,459,353 shares
As of September 30, 2025
9,026,320 shares
First quarter of fiscal 2026
191,924,623 shares
First quarter of fiscal 2025
195,887,380 shares
Average number of shares outstanding during the period (cumulative from the beginning of the fiscal year)
Review of the Japanese-language originals of the attached consolidated financial statements by certified public accountants or an audit firm: None
Proper use of earnings forecasts, and other special matters (Caution regarding forward-looking statements)
The forward-looking statements included in this summary of financial statements are based on the assumptions, forecasts, and plans of FinTech Global Incorporated (hereafter, "FGI" and "the Company") as of the date on which this document is made public. The Company's actual results may differ substantially from such statements due to various risks and uncertainties.
The EPS in the consolidated financial forecasts for fiscal 2026 is calculated using the average number of shares outstanding during the period (192,339,538 shares), reflecting the disposal of treasury stock as restricted shares (647,700 shares) on January 22, 2026, and the disposal of 28,000 shares of treasury stock due to the exercise of stock acquisition rights.
(Method of obtaining supplementary results materials)
Supplementary material on financial results are available on February 12, 2026.
Consolidated Financial Statements (1) Consolidated Balance SheetsFiscal 2025
(As of September 30, 2025)
(Unit: Thousands of yen)
First Quarter of Fiscal 2026
(As of December 31, 2025)
Assets
Current assets
Cash and time deposits | 6,632,789 | 5,504,884 |
Notes and accounts receivable - trade, and contract assets | 1,532,846 | 1,764,661 |
Operational investment securities | 830,199 | 3,565,722 |
Loans receivable, trade | 569,765 | 1,015,315 |
Real estate for sale | 4,102,649 | 4,103,449 |
Merchandise | 139,147 | 141,220 |
Other | 1,902,681 | 1,854,455 |
Allowance for doubtful accounts | (112,220) | (110,288) |
Total current assets | 15,597,859 | 17,839,420 |
Non-current assets | ||
Property, plant and equipment | ||
Buildings and structures | 5,249,656 | 5,267,919 |
Accumulated depreciation | (1,216,951) | (1,265,484) |
Buildings and structures, net | 4,032,705 | 4,002,435 |
Assets for lease | 3,295,574 | 3,295,574 |
Accumulated depreciation | (51,067) | (91,238) |
Assets for lease, net | 3,244,507 | 3,204,336 |
Other | 1,752,065 | 2,321,042 |
Total property, plant and equipment | 9,029,277 | 9,527,815 |
Intangible fixed assets | ||
Goodwill | 60,005 | 54,869 |
Other | 75,319 | 54,184 |
Total intangible fixed assets | 135,324 | 109,053 |
Investments and other assets | ||
Investment in securities | 1,173,976 | 1,331,777 |
Deferred tax assets | 137,492 | 40,507 |
Other | 954,641 | 606,711 |
Allowance for doubtful accounts | (34,443) | (17,611) |
Total investments and other assets | 2,231,667 | 1,961,384 |
Total non-current assets | 11,396,270 | 11,598,253 |
Total assets | 26,994,129 | 29,437,674 |
Fiscal 2025
(As of September 30, 2025)
(Unit: Thousands of yen)
First Quarter of Fiscal 2026
(As of December 31, 2025)
Liabilities
Current liabilities
Accounts payable - trade | 330,693 | 419,157 |
Short-term loans payable | 3,414,679 | 3,952,511 |
Current portion of bonds payable | 100,000 | 100,000 |
Current portion of long-term loans payable | 5,960,439 | 6,130,520 |
Income taxes payable | 205,333 | 149,980 |
Lease obligations | 30,052 | 36,997 |
Accrued employee bonuses | 382,987 | 223,805 |
Other | 1,816,022 | 1,637,601 |
Total current liabilities | 12,240,207 | 12,650,574 |
Non-current liabilities | ||
Bonds payable | 100,000 | 50,000 |
Long-term loans payable | 2,068,376 | 3,541,239 |
Lease obligations | 28,445 | 89,592 |
Deferred tax liabilities | 17,218 | 121,228 |
Retirement benefit liability | 203,126 | 197,034 |
Other | 294,580 | 294,580 |
Total non-current liabilities | 2,711,747 | 4,293,675 |
Total liabilities | 14,951,955 | 16,944,249 |
Net assets | ||
Shareholders' equity | ||
Common stock | 5,373,336 | 5,373,336 |
Capital surplus | 969,796 | 969,676 |
Retained earnings | 5,301,178 | 5,731,336 |
Treasury stock | (906,942) | (954,441) |
Total shareholders' equity | 10,737,368 | 11,119,908 |
Accumulated other comprehensive income | ||
Valuation difference on available-for-sale securities | 5,149 | 130,081 |
Foreign currency translation adjustment | 127,200 | 145,391 |
Total accumulated other comprehensive income | 132,349 | 275,473 |
Share acquisition rights | 98,259 | 100,392 |
Non-controlling interests | 1,074,196 | 997,650 |
Total net assets | 12,042,174 | 12,493,424 |
Total liabilities and net assets | 26,994,129 | 29,437,674 |
