Consolidated Financial Results for the First Two Quarters of Fiscal 2026 (Under Japanese GAAP)(Update to Completed Version on May 19,2026) (446 KB)

May 12, 2026

Company name: FinTech Global Incorporated Listing: Tokyo Stock Exchange

Securities code: 8789

URL: https://www.fgi.co.jp/en/

Representative: Nobumitsu Tamai, President and Chief Executive Officer Inquiries: Takashi Senda, Executive Vice President, Senior Executive Officer Telephone: +81-3-6456-4600

Scheduled date of submission of interim report: May 14, 2026

Scheduled date to commence dividend payments: －

Preparation of supplementary material on financial results: Yes

Holding of financial results briefing: No

(Yen amounts are rounded down to millions, unless otherwise noted.)

1. Consolidated financial results for the first two quarters of fiscal 2026 (from October 1, 2025 to March 31, 2026)
   1. Consolidated operating results (cumulative) (Percentages indicate year-on-year changes.)

      	Revenues		Operating income		Ordinary profit		Profit attributable to owners of parent
      	Millions of yen	%	Millions of yen	%	Millions of yen	%	Millions of yen	%
      First two quarters of fiscal 2026	8,011	17.9	2,553	45.1	2,358	37.8	3,192	147.3
      First two quarters of fiscal 2025	6,797	3.7	1,759	6.9	1,711	7.8	1,291	(0.1)

      Note: Comprehensive income	For the first two quarters of fiscal 2026:	¥3,444 million	[ 166.4%]
      	For the first two quarters of fiscal 2025:	¥1,292 million	[(9.2)%]

      	Basic earnings per share	Diluted earnings per share
      	Yen	Yen
      First two quarters of fiscal 2026	16.61	16.49
      First two quarters of fiscal 2025	6.60	6.56

   2. Consolidated financial position

   	Total assets	Net assets	Equity-to-asset ratio
   	Millions of yen	Millions of yen	%
   As of March 31, 2026	26,962	14,567	50.6
   As of September 30,2025	26,994	12,042	40.3

   Reference: Equity

   As of March 31,2026: ¥13,644 million

   As of September 30,2025: ¥10,869 million

2. Cash dividends

   	Annual dividends per share
   	First quarter-end	Second quarter-end	Third quarter-end	Fiscal year-end	Total
   Fiscal 2025 Fiscal 2026	Yen - -	Yen 0.00 0.00	Yen -	Yen 3.00	Yen 3.00
   Fiscal 2026 (Forecast)			-	5.00	5.00

   Note: Revisions to the forecast of cash dividends most recently announced: None

3. Consolidated financial forecasts for fiscal 2026 (October 1, 2025 - September 30, 2026)

(Percentages indicate year-on-year changes.)

Notes:

1. Change from the latest consolidated financial forecasts: Yes

1. Significant changes in the scope of consolidation during the period: Yes

   (Number of newly consolidated subsidiaries) One (Company name) FinTech Global Trust Co., Ltd. (Number of newly excluded subsidiaries) Three

   (Company name) Moomin Monogatari Ltd.

   Hanno Local Resource Utilization LLC

   Metsa Series 2 Investment Limited Liability Partnership

2. Adoption of accounting treatment specific to the preparation of consolidated financial statements: None

3. Changes in accounting policies, changes in accounting estimates, and restatement

   1. Changes in accounting policies due to revisions to accounting standards and other regulations: None

   2. Changes in accounting policies due to other reasons: None

   3. Changes in accounting estimates: None

   4. Restatement: None

4. Number of issued shares (common shares)

   1. Total number of issued shares at the end of the period (including treasury shares)

      As of March 31, 2026	201,321,700 shares
      As of September 30, 2025	201,321,700 shares

   2. Number of treasury shares at the end of the period

      As of March 31, 2026	8,790,653 shares
      As of September 30, 2025	9,026,320 shares

      First two quarters of fiscal 2026	192,146,977 shares
      First two quarters of fiscal 2025	195,629,740 shares

   3. Average number of shares outstanding during the period (cumulative from the beginning of the fiscal year)

• Review of the Japanese-language originals of the attached consolidated financial statements by certified public accountants or an audit firm: None

• Proper use of earnings forecasts, and other special matters (Caution regarding forward-looking statements)

The forward-looking statements included in this summary of financial statements are based on the assumptions, forecasts, and plans of FinTech Global Incorporated (hereafter, "FGI" and "the Company") as of the date on which this document is made public. The Company's actual results may differ substantially from such statements due to various risks and uncertainties.

(Method of obtaining supplementary results materials)

Supplementary materials on financial results are available for viewing on the FGI website as of May 12, 2026.

FinTech Global Incorporated (FGI) and certain other members of the FGI Group are pursuing opportunities for private equity investment targeting businesses struggling with succession issues.

Over the first two quarters-October 1, 2025 to March 31, 2026-of the fiscal 2026 consolidated accounting period ending September 30, 2026, FGI achieved a 17.9% year-on-year improvement in revenues, to ¥8,011 million, and a 30.6% year-on-year improvement in gross profit, to ¥5,606 million, underpinned by steady progress on the recovery of private equity investments associated with business succession projects, and an increase in fund formation for truck operating leases and associated product sales. Selling, general and administrative (SG&A) expenses climbed 20.5% over the corresponding period a year ago, to ¥3,053 million, owing to higher fixed costs, including personnel costs, which rose due to salary increases and efforts to reinforce staffing levels, and rent-related expenses, which grew as office space increased, as well as higher miscellaneous costs, paralleling business expansion.

Fortunately, higher gross profit fully absorbed higher SG&A expenses, with operating income surging 45.1% year on year, to ¥2,553 million, and ordinary profit jumping 37.8% year on year, to ¥2,358 million. Profit attributable to owners of parent at the first two-quarter mark soared 147.3%, to ¥3,192 million. This significant year-on-year change reflects the net impact of ¥1,556 million in gain on sale of non-current assets* under extraordinary income and ¥263 million in loss on sale of shares in subsidiaries and associates and ¥200 million in provision of allowance for doubtful accounts under extraordinary loss, which came about because Moomin Monogatari, Ltd., and Hanno Local Resource Utilization LLC, which is a subsidiary of Moomin Monogatari, lost subsidiary status under FGI following the transfer of some Moomin Monogatari shares held by the Company on March 26, 2026, and therefore no longer fall under the scope of consolidation.

Note: In July 2017, FGI transferred real estate (transfer price: ¥2,000 million; book value: ¥443 million) to Hanno Local Resource Utilization LLC, then a subsidiary. The real estate transfer was treated as a financial transaction with unrealized profits. Paralleling the aforementioned share transfer, Hanno Local Resource Utilization lost its subsidiary status, and the transferred real estate has now been treated as sold and entered into the books as gain on sale of non-current assets.

(Unit: Millions of yen)

A breakdown of performance by business segment is presented below. Revenues include intersegment revenues and transfers.

Note that FGI's reporting segments have changed, effective from the first quarter of fiscal 2026, and comparison and analysis of consolidated results achieved in the first two quarters of fiscal 2026 are based on the new segment breakdown. For details regarding the change in reporting segments, please refer to II. Six months ended March 31, 2026 (October 1, 2025 to March 31, 2026), "2. Changes in reporting segments" under 2. Consolidated Financial Statements (3) Notes to Consolidated Financial Statements (Segment Information).

Investment Banking achieved a year-on-year increase in revenues associated with investment into business succession projects, fueled by progress in the recovery of private equity investment in a large project formed in the previous fiscal year.

In other asset management services, primarily for real estate and securities, the level of assets from overseas investors for investment into residences dropped, but acquisition of target assets for a solar power plant development project and other activities, offset that drop and nudged the balance of assets under management up 0.5% from the end of fiscal 2025, on September 30, 2025, to ¥162.6 billion, and reinforced the foundation for stock-type revenues-that is, recurring fee revenues.

The truck operating lease business made good progress in securing target vehicles for investment in funds arranged by FGI Group companies. In addition, sales of investment interests in FGI-arranged funds reached ¥4,270 million in the first two quarters of fiscal 2026, buoyed by an increase in contracts with business partners. Revenues from arrangement, fund management and related services more than doubled over the corresponding period a year ago.

Metsä Village welcomed a year-on-year improvement in revenues, as acquisition of adjacent property led to higher rental income and an increase in visitors led to a favorable shift in parking fee income.

Given the above factors, Investment Banking revenues reached ¥4,903 million, up 28.5% year on year. Gross profit jumped 44.7%, to ¥4,472 million, reflecting higher revenues, especially from business succession projects-which present a high profit margin-and arrangements associated with truck operating leases, and the fact that the impact of a ¥200 million loss associated with renovation of some Metsä Village facilities in fiscal 2025 no longer a factor. Segment income hit

¥3,372 million, up 59.8% year on year.