Highlights: Total U.S. consumer debt reached $18.25 trillion as of June 2026, marking a 2.1% year-over-year increase, with mortgage debt comprising 74.1% of the total landscape. Non-mortgage sectors showed continued growth, with outstanding balances on auto loans rising 2.9% to $1.73 trillion and bankcard balances increasing 3.9% to $1.11 trillion compared to June 2025.
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