Equifax, Inc.NYSE: EFX

July 2026 U.S. National Consumer Credit Trends Report

· Issued by Equifax, Inc.
Highlights: As of July 2026, total U.S. consumer debt reached $18.23 trillion, representing a 1.6% year-over-year increase, with mortgage debt maintaining a dominant 74% share of the total market. Total non-mortgage debt reached $4.74 trillion, with auto loans and leases accounting for 36.5% and student loans making up 27.1% of the non-mortgage portfolio. [...]

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