BAHL - Notice of Book Closure For Entitlement of 2nd Interim Cash Dividend for the Half Year Ended June 30, 2025

Bank AL Habib Limited

August 28, 2025

The General Manager,

Pakistan Stock Exchange Limited, Stock Exchange Building,

Stock Exchange Road, Karachi.

Dear Sir,

NOTICE OF BOOK CLOSURE FOR ENTITLEMENT OF 2*D INTERIM CASH

DIVIDEND FOR THE HALF YEAR ENDED JUNE 30, 2025

As required under regulation 5.6.9 (b) of Pakistan Stock Exchange Rule Book, enclosed is the text of Notice of Book Closure for Entitlement of 2n^ Interim Cash Dividend to be published nationwide on Friday, August 29, 2025 in Newspapers (Business Recorder and Nawa-i-Waqt).

You may please inform the TRE Certificate Holders of the Exchange accordingly. Regards,

Moha mad Taqi Lakhani olnpany Secretary

Enc1,: as above

PI?INCIPAL OFFICE 2nd FLOOR' MACKINNONS BUILDING. I.I CHUNDñ'IGAP ROAD, KAPACHI PAKIS^AN

PHONES (P2-21) 32dl2a21-32dl208d & 111-786ll0£AX (P2-21) 324lP752 & 32J0ll7l

EMAIL info%bankaIhabib.com WE BSITE www Uankolhobib.com

PEGISTEPED OFFICE 12&C, OLD BAHAWALPUU ROAD, MULTAN

Bank AL Habib Limited

The Board of Directors of Bank AL Habib Limited (the "Bank") in their meeting held on August 27, 2025 has declared 2nd Interim Cash Dividend @ 35% i.e., Rs.3.50 per share of Rs.10/- each for the year ending December 31, 2025.

To determine the above entitlement the share transfer books of the Bank will remain closed from September 05, 2025 to September 09, 2025 (both days inclusive). Transfers received in order at the office of our Share Registrar, CDC Share Registrar Services Limited, located at CDC House, 99-B, Block-B, S.M.C.H.S., Main Shahrah-e-Faisal, Karachi-74400, by the close of business on September 04, 2025 will be treated in time for payment of cash dividend. Members are requested to promptly communicate any change in their particulars including mailing address, email I.D and mobile phone number etc. to our said Share Registrar.

Under the provision of Section 242 of Companies Act, 2017 and Companies (Distribution of Dividends) Regulations, 2017, it is mandatory for a listed company to pay cash dividend to their shareholders only through electronic mode directly into the bank account designated by the entitled shareholders instead of issuing physical dividend warrants.

In case of non-receipt or incorrect International Bank Account Number (IBAN) with other related details or non-availability of valid CNICs, the Bank will withhold cash dividend of such members.

As per Section 150 of the Income Tax Ordinance, 2001 different rates are prescribed for deduction of withholding tax on the amount of cash dividend paid by the companies / banks. These tax rates are as follows:

1. Person appearing in Active Taxpayer List 15%

2. Person not appearing in Active Taxpayer List 30%

To enable the Bank to make tax deduction on the amount of cash dividend @ 15% instead of 30% all the shareholders whose names are not entered into the Active Taxpayer List (ATL) provided on the website of Federal Board of Revenue (FBR), despite the fact that they are filers, are advised to make sure that their names are entered into ATL before the date of payment of cash dividend i.e., September 16, 2025; otherwise tax on their cash dividend will be deducted @ 30% instead of 15%.

According to FBR, withholding tax will be determined separately on 'Filer / Non-Filer' status of principal shareholder as well as joint-shareholder(s) based on their shareholding proportions, in case of joint accounts. Members that hold shares with joint-shareholder(s) are requested to provide shareholding proportions of principal shareholder and joint-shareholder(s) in respect of shares held by them to the Bank's Share Registrar in writing in the following format:

In case the required information is not provided to our Share Registrar latest by September 04, 2025, it will be assumed that the shares are equally held by them.

In case of corporate entity, withholding tax exemption from dividend income shall only be allowed if copy of valid tax exemption certificate is made available to our Share Registrar latest by September 04, 2025.

As per instructions of Securities & Exchange Commission of Pakistan (SECP) and Central Depository Company of Pakistan (CDC) Circular No.6 of 2018, the shareholders are hereby informed that the CDC has developed Centralized Cash Dividend Register (CCDR) on eServices Web Portal which contains details of cash dividend such as either paid or unpaid, withheld by the Bank, total amount of cash dividend, tax and Zakat deductions and net amount credited into designated bank account of shareholders. The shareholders are requested to register themselves to CDC's eServices Portal link, https://csp.cdcaccess.com.pk to obtain the aforesaid information.

In compliance of Section 244 of the Companies Act, 2017, the Bank has already requested through individual letters to shareholders and also through newspaper to collect their unclaimed shares/ unpaid cash dividend, if any. Shareholders are once again requested to lodge a claim for unclaimed shares/ unpaid cash dividends with the Bank's Share Registrar i.e. CDC Share Registrar Services Limited.

The shareholders having physical share certificates of the Bank are advised to place/ convert their physical shares into Book-Entry Form in CDC as required under the provisions of Section 72 of the Companies Act, 2017.

By order of the Board

Karachi: Mohammad Taqi Lakhani

August 29, 2025 Company Secretary

https://www.bankalhabib.com/download-forms