January 30, 2026 Aozora Bank, Ltd.
ＮＥＷＳ ＲＥＬＥＡＳＥ Aozora Provides Positive Impact Finance Syndicated Loan Based on Aozora's ESG Framework LoanTOKYO January 30, 2026 - Aozora Bank, Ltd. (President and CEO: Hideto Oomi; Head Office: Tokyo) ('Aozora' or 'the Bank') today announced that it originated and provided a Positive Impact Finance (the 'Financing') syndicated loan based on Aozora's ESG Framework Loan to Star Mica Co., Ltd. (President & CEO: Masashi Mizunaga; Head Office: Tokyo) ('Star Mica').
Positive Impact Finance (PIF) is designed to comprehensively analyze and assess the impact of corporate activities on the environment, society and economy with the aim of providing continued support for the development and expansion of positive impact or the mitigation and control of negative impact, based on the Principles for Positive Impact Finance ('PIF Principles') established by the United Nations Environment Programme Finance Initiative (UNEP FI).
"Aozora Positive Impact Finance" obtained a second opinion from Rating and Investment
Information, Inc. on June 1, 2023, which states that the Bank's PIF assessment system is in compliance with the PIF Principles. Aozora has confirmed the conformity of the KPIs and objectives set forth in the Financing with the PIF Principles.
Star Mica's corporate philosophy is to "strive to realize a society changing from 'building' to 'fully utilizing' properties." With this mission, Star Mica is working to sustainably enhance corporate value as well as provide solutions to social issues in Japan, where population and buildings are
aging, by acquiring and renovating secondhand condominiums with a diverse range of issues and selling the newly renovated condominiums in order to facilitate smooth succession of these properties to the next generation.
Aozora will support Star Mica's initiatives to realize a society that can grow sustainably by monitoring the KPIs and objectives set forth in the Financing.
Aozora will further promote responses towards solutions to social challenges by supporting customers in their sustainability initiatives.
[Overview of the Financing]
Borrower: Star Mica Co., Ltd. Financing amount: 3 billion yen Payment date: January 30, 2026 Lender: Aozora Bank, Ltd.
[Star Mica's KPIs and targets in PIF]
(Contact: Tsutomu Jimbo and Yudai Kubo, Corporate Communication Division 03-6752-1217)