February 17, 2026 Company name: Aozora Bank, Ltd.
Name of representative: Hideto Oomi, President and CEO Listed exchange: TSE Prime Market, Code 8304
Contact: Shinji Kawai, Joint General Manager Financial Management Division (03 6752 1111)
Capital Adequacy Ratio as of December 31, 2025TOKYO February 17, 2026 - Aozora Bank, Ltd. today a nnounced its capital adequacy ratio as of December 31, 2025, based on the Basel III standa rds as stated below. The consolidated capital adequacy ratio (domestic standard) was 10.4 7%.
The CET1 ratio (Common Equity Tier 1 ratio) was 9.1 %.
[Consolidated (domestic standard)]
(million yen)
Dec. 31, 2025 | Sep. 30, 2025 | Mar. 31, 2025 | |
(1) Capital adequacy ratio (4)÷(5) | 10.47% | 10.44% | 10.72% |
(2) Core capital: instruments and reserves | 533,358 | 530,795 | 529,736 |
(3) Core capital: regulatory adjustments | 43,157 | 42,995 | 41,483 |
(4) Regulatory capital (2)−(3) | 490,200 | 487,800 | 488,253 |
(5) Risk-weighted assets | 4,681,667 | 4,672,184 | 4,553,814 |
(6) Total required capital (5)×4% | 187,266 | 186,887 | 182,152 |
[Non-consolidated (domestic standard)]
(million yen)
Dec. 31, 2025 | Sep. 30, 2025 | Mar. 31, 2025 | |
(1) Capital adequacy ratio (4)÷(5) | 9.93% | 9.91% | 10.14% |
(2) Core capital: instruments and reserves | 486,369 | 484,949 | 480,717 |
(3) Core capital: regulatory adjustments | 29,401 | 29,186 | 27,070 |
(4) Regulatory capital (2)−(3) | 456,967 | 455,763 | 453,646 |
(5) Risk-weighted assets | 4,601,087 | 4,594,692 | 4,470,802 |
(6) Total required capital (5)×4% | 184,043 | 183,787 | 178,832 |
Note: Consolidated and non-consolidated capital ade quacy ratios are calculated based on the FSA Notice Number 19, issued in 2006.
The "Composition of Capital Disclosure" is availabl e on our website at https://www.aozorabank.co.jp/english/ir/library/rueslts/