Yamanashi Chuo Bank, Ltd.TSE: 8360

03 Notice Concerning Revisions to Financial Results Forecasts, Determination of Dividends of Surplus (Interim Dividend, Increased Dividend), and Revision to Year-end Dividend Forecast (Increased Dividend)(PDF: 173.9KB)

· Issued by Yamanashi Chuo Bank, Ltd.

Note: This document has been translated from the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.



November 14, 2025

Company name:

The Yamanashi Chuo Bank, Ltd.

Representative:

Yoshiaki Furuya, President

(Securities code 8360; Prime Market of the Tokyo Stock Exchange)

Contact:

Shigeki Yonaga

Managing Executive Officer and General Manager of Corporate Planning Division

Phone: +81-55-233-2111

Notice Concerning Revisions to Financial Results Forecasts, Determination of Dividends of Surplus (Interim Dividend, Increased Dividend), and Revision to Year-end Dividend Forecast (Increased Dividend)

The Yamanashi Chuo Bank, Ltd. (the "Bank") hereby announces that it has revised the financial results forecasts disclosed on May 13, 2025 in light of the recent business performance trends.

The Bank also announces that the Bank has resolved at the Board of Directors meeting held today to pay dividends from surplus (interim dividends) with the record date of September 30, 2025 as described below, and has revised the year-end dividend forecasts.

  1. Revisions to financial results forecasts

    1. Details of the revisions

      Revisions to full-year consolidated financial results forecasts for the fiscal year ending March 31, 2026 (April 1, 2025 to March 31, 2026)

      (Millions of yen)

      Ordinary profit

      Profit attributable to

      owners of parent

      Basic earnings per share

      Previously announced forecasts (A)

      12,400

      8,400

      274.73 yen

      Revised forecasts (B)

      12,900

      9,000

      293.70 yen

      Change (B − A)

      500

      600

      -

      Change (%)

      4.0

      7.1

      -

      (Reference) Actual results for the previous fiscal year

      (Fiscal year ended March 31, 2025)

      10,620

      7,669

      251.43 yen

      Revisions to full-year non-consolidated financial results forecasts for the fiscal year ending March 31, 2026 (April 1, 2025 to March 31, 2026)

      (Millions of yen)

      Ordinary profit

      Net income

      Basic earnings per share

      Previously announced forecasts (A)

      11,900

      8,200

      268.19 yen

      Revised forecasts (B)

      12,200

      8,800

      287.17 yen

      Change (B − A)

      300

      600

      -

      Change (%)

      2.5

      7.3

      -

      (Reference) Actual results for the previous fiscal year

      (Fiscal year ended March 31, 2025)

      9,785

      7,199

      236.02 yen

    2. Reason for the revisions

      [Consolidated financial results forecasts] Revisions have been made primarily due to the non-consolidated

      financial results.

      [Non-consolidated financial results forecasts] Revisions have been made to full-year consolidated financial

      results forecasts for the fiscal year ending March 31, 2026 mainly because interest on loans and discounts as well as interest and dividends on securities are greater than initial forecasts.

  2. Determination of dividends of surplus (interim dividends) and revisions to year-end dividend forecasts

    1. Details of determination of dividends of surplus (interim dividends)

      Dividends determined

      Previous forecasts (Announced on May 13, 2025)

      Actual results for the previous fiscal year

      (Interim dividend for the fiscal

      year ended March 31, 2025)

      Record date

      September 30, 2025

      September 30, 2025

      September 30, 2024

      Dividend per share

      59 yen

      55 yen

      32 yen

      Total amount of

      dividend

      1,842 million yen

      -

      998 million yen

      Effective date

      December 3, 2025

      -

      December 4, 2024

      Source of dividends

      Retained earnings

      -

      Retained earnings

    2. Details of revisions to year-end dividend forecasts

      Annual dividends

      Second quarter-end

      Fiscal year-end

      Total

      Previous

      forecasts

      55 yen

      55 yen

      110 yen

      Revised forecasts

      -

      59 yen

      118 yen

      Actual results for the

      current fiscal year

      59 yen

      -

      -

      Actual results for the previous fiscal year (Fiscal year ended

      March 31, 2025)

      32 yen

      44 yen

      76 yen

    3. Reason for the revisions

As the full-year financial results forecasts for the fiscal year ending March 31, 2026 are expected to exceed the previous forecasts, the Bank has decided to increase the interim dividend by 4 yen from the previous forecast to pay 59 yen per share on the basis of its shareholder return policy. The Bank has also decided to increase the year-end dividend by 4 yen to pay 59 yen per share.

As a result, the annual dividend (forecast) for the fiscal year ending March 31, 2026 will be 118 yen per share, an increase of 42 yen from the previous fiscal year, with the payout ratio based on profit attributable to owners of parent expected to become 40%.

Reference

Shareholder return policy

The Bank's basic policy is to undertake stable dividends on a continuous basis while striving to enhance appropriate internal reserves to maintain sound management, considering the public nature of the banking business, and a payout ratio of 40% of profit attributable to owners of parent is targeted. In addition, acquisitions of own shares will be implemented in a flexible and agile manner.

* The forecasts stated in this release and other documents were prepared on the basis of information available as of the date of publication of this document, and actual results may differ from the forecasted figures due to various factors.

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