West Bancorporation (WTBA) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, thank you for standing by. My name is Colby, and I'll be your conference operator today. At this time, I'd like to welcome you to the West Band Corporation Inc. Q4 2025 earnings conference call. All lines have been placed on mute to prevent any background noise, and after the speaker's remarks, there will be a question and answer session. If you'd like to ask a question at that time, please press star, then the number one on your telephone keypad to enter the queue. If you'd like to withdraw your question at any time, simply press star 1 again. I will now turn the call over to Jane Funk, Chief Financial Officer. Please go ahead. Thank you. Good afternoon, everybody. I'm Jane Funk, the CFO at West Bank Corporation, Inc., and I'd like to welcome the participants on our call today, and thank you for joining us. With me today are Dave Nelson, CEO, Harley Oleson, Chief Risk Officer, Brad Winterbottom, Bank President, Brad Peters, Minnesota Group President, and Todd Mather, West Bank's Chief Credit Officer. I'll begin by reading our fair disclosure statement. During today's conference call, we may make projections or other forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in our 2025 fourth quarter earnings release for more information about risks and uncertainties which may affect us. The information we will provide today is accurate as of December 31st, 2025, and we undertake no duty to update the information. With that, I'll turn it over to Dave Nel...