West Bancorporation (WTBA) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, thank you for standing by. My name is Colby, and I will be your conference operator today. At this time, I would like to welcome you to the West Band Corporation Inc. Q3 2025 earnings conference call. All lines have been placed on mute to prevent any background noise. And after the speaker remarks, there will be a question and answer session. If you'd like to ask a question at that time, please press star, then the number one on your telephone keypad. If you'd like to withdraw your question, press star 1 again. Thank you. I'd like to turn the conference over to Jane Funk, Chief Financial Officer. Please go ahead. Thank you. Good afternoon. I'm Jane Funk, the CFO of West Bank Corporation, Inc., and I'd like to welcome the participants on the call today, and thank you for joining us. With me today are Dave Nelson, our CEO, Carly Olofsson, Chief Risk Officer, Brad Peters, our Minnesota Group President, and Todd Mather, our Chief Credit Officer. During today's conference call, we may make projections or other forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in our 2025 third quarter earnings release for more information about risks and uncertainties which may affect us. The information we will provide today is accurate as of September 30th, 2025, and we undertake no duty to update the information. With that, I'll turn it over to Dave Nelson. Thank you, Jane, and good afternoon, everyone. Thank you for joining us, and thank you for your interest in o...