Visa Inc. (V) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.094 of Investor Relations, Ms. Como, you may begin. 00:00:04.658 -- 00:00:09.926 Thank you. Good afternoon, everyone, and welcome to Visa's Fiscal Second Quarter 00:00:09.926 -- 00:00:15.234 2025 Earnings Call. Joining us today are Ryan McInerney, Visa's 00:00:15.234 -- 00:00:21.263 Chief Executive Officer, and Chris Suh, Visa's Chief Financial Officer. 00:00:21.263 -- 00:00:28.210 This call is being webcast on the Investor Relations section of our website at investor.visa.com. 00:00:28.870 -- 00:00:32.674 A replay will be archived on our site for 30 days. 00:00:32.674 -- 00:00:37.680 A slide deck containing financial and statistical highlights has been posted on our IR 00:00:37.680 -- 00:00:39.680 website. 00:00:39.762 -- 00:00:44.728 Let me also remind you that this presentation includes forward-looking statements. 00:00:44.728 -- 00:00:49.854 These statements are not guarantees of future performance, and our actual results could 00:00:49.854 -- 00:00:53.758 differ materially as the results of many factors. 00:00:53.758 -- 00:00:58.163 Additional information concerning those factors is available in our most recent annual 00:00:58.163 -- 00:01:04.031 report, on Form 10-K and any subsequent reports on Forms 10-Q 00:01:04.031 -- 00:01:09.177 and 8-K, which you can find on the SEC's website and the Investor Relations 00:01:09.177 -- 00:01:12.020 section of our website. 00:01:12.020 -- 00:01:17.106 Our comments today regarding our financial results will reflect revenue on a GAAP 00:01:17.106 -- 00:01:22.132 basis and all of the results on a non-GAAP nominal basis unless 00:01:22.132 -- 00:01:26.955 otherwise noted. The related gap measures and reconciliation 00:01:26.955 -- 00:01:32.320 are available in today's earnings release and relate...