Visa Inc. (V) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.435 have any objections, you may disconnect at this time. 00:00:02.435 -- 00:00:05.740 I would now like to turn the conference over to your host, Ms. 00:00:05.740 -- 00:00:10.367 Jennifer Como, Senior Vice President and Global Head of Investor Relations. 00:00:10.367 -- 00:00:11.689 Ms. Como, you may begin. 00:00:11.689 -- 00:00:16.777 Thank you. Good afternoon, everyone, and welcome to Visa's fiscal fourth 00:00:16.777 -- 00:00:22.065 quarter and full year 2025 earnings call. Joining us today are 00:00:22.065 -- 00:00:27.072 Ryan McInerney, Visa's Chief Executive Officer, and Chris Suh, Visa's Chief 00:00:27.072 -- 00:00:29.258 Financial Officer. 00:00:29.258 -- 00:00:35.983 This call is being webcast on the investor relations section of our website at investor.visa.com. 00:00:37.127 -- 00:00:41.252 A replay will be archived on our site for 30 days. 00:00:41.252 -- 00:00:46.318 A slide deck containing financial and statistical highlights has been posted on our 00:00:46.318 -- 00:00:48.280 IR website. 00:00:48.280 -- 00:00:53.326 Let me also remind you that this presentation includes forward-looking statements. 00:00:53.326 -- 00:00:58.293 These statements are not guarantees of future performance and our actual results could 00:00:58.293 -- 00:01:02.379 differ materially as the result of many factors. 00:01:02.379 -- 00:01:06.686 Additional information concerning those factors is available in our most recent annual 00:01:06.686 -- 00:01:11.715 report on Form 10-K and any subsequent reports on Forms 10-Q and 00:01:11.715 -- 00:01:17.203 8-K, which you can find on the SEC's website and the Investor Relations section 00:01:17.203 -- 00:01:19.327 of our website. 00:01:19.327 -- 00:01:24.915 Our comments today regarding our financial result...