Fahad Kunwar
Analyst, Rothschild & Co. Redburn
Replay available
Visa Inc. (NYSE: V) Q3 2025 earnings conference call, held 2025-07-29. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:05.178 the conference over to your host, Ms. Jennifer Como, Senior Vice President and Global 00:00:05.178 -- 00:00:10.723 Head of Investor Relations. Ms. Como, you may begin your conference. 00:00:11.567 -- 00:00:17.014 Thank you. Good afternoon, everyone, and welcome to Visa's fiscal third quarter 2025 00:00:17.014 -- 00:00:22.141 earnings call. Joining us today are Ryan McInerney, Visa's Chief 00:00:22.141 -- 00:00:27.554 Executive Officer, and Chris Suh, Visa's Chief Financial Officer. 00:00:27.554 -- 00:00:34.379 This call is being webcast on the investor relations section of our website at investor.visa.com. 00:00:35.583 -- 00:00:39.146 A replay will be archived on our site for 30 days. 00:00:39.146 -- 00:00:44.072 A slide deck containing financial and statistical highlights has been posted on our IR 00:00:44.072 -- 00:00:50.138 website. Let me also remind you that this presentation includes forward-looking statements. 00:00:50.138 -- 00:00:55.164 These statements are not guarantees of future performance and our actual results 00:00:55.164 -- 00:00:59.666 could differ materially as the result of many factors. 00:00:59.666 -- 00:01:04.493 Additional information concerning those factors is available in our most recent annual 00:01:04.493 -- 00:01:10.342 report on Form 10-K and any subsequent reports on Forms 10-Q and 8-K, 00:01:10.342 -- 00:01:15.509 which you can find on the SEC's website and the Investor Relations section of our 00:01:15.509 -- 00:01:17.335 website. 00:01:17.335 -- 00:01:22.402 Our comments today regarding our financial results will reflect revenue on a gap 00:01:22.402 -- 00:01:27.529 basis and all other results on a non-gap nominal basis 00:01:27.529 -- 00:01:29.973 unless otherwise noted. 00:01:29.973 -- 00:01:35....