Velocity Financial, Inc. (VEL) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:06.012 Good day and welcome to Velocity Financial Inc first quarter 2025 conference call. 00:00:06.012 -- 00:00:08.893 All participants will be in listen only mode. 00:00:08.893 -- 00:00:12.834 Should you need assistance, please signal a conference specialist by pressing the star 00:00:12.834 -- 00:00:17.694 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:17.694 -- 00:00:22.615 questions. To ask a question, you may press star then one on your telephone keypad. 00:00:22.615 -- 00:00:25.910 To withdraw your question, please press star then two. 00:00:25.910 -- 00:00:30.312 Please note this event is being recorded. I would now like to turn the conference over 00:00:30.312 -- 00:00:34.234 to Mr. Chris Altman, Treasurer. Please go ahead. 00:00:34.234 -- 00:00:39.096 Thanks, Kaylee. Hello, everyone, and thank you for joining us today for the discussion 00:00:39.096 -- 00:00:43.037 of Velocity's first quarter 2025 results. 00:00:43.037 -- 00:00:47.699 Joining me today are Chris Farrar, Velocity's President and Chief Executive Officer, 00:00:47.699 -- 00:00:51.421 and Mark Supaniak, Velocity's Chief Financial Officer. 00:00:51.421 -- 00:00:54.243 Earlier this afternoon, we released our first quarter results. 00:00:54.243 -- 00:00:58.807 and you can find the press release and the accompanying presentation we will refer to 00:00:58.807 -- 00:01:04.149 during this call on our investor relations website at www.delfinance.com. 00:01:05.391 -- 00:01:09.395 I'd like to remind everyone that today's call may include forward-looking statements 00:01:09.395 -- 00:01:14.218 which are uncertain and outside of the company's control, and actual results may differ 00:01:14.218 -- 00:01:19.262 materially. For discussion...