Velocity Financial, Inc. (VEL) Q1 2026 Earnings Call

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WEBVTT 00:00:01.162 -- 00:00:06.230 Good day, and welcome to the Velocity Financial first quarter of 2026 results 00:00:06.230 -- 00:00:08.574 conference call. 00:00:08.574 -- 00:00:12.720 Please note that today's event is being recorded, and all participants will be in a listen-only 00:00:12.720 -- 00:00:17.488 mode. Should you need any assistance during the call, please signal a conference specialist 00:00:17.488 -- 00:00:21.311 by pressing the star key followed by zero. 00:00:21.314 -- 00:00:25.200 After today's presentation, there will be an opportunity to ask questions. 00:00:25.200 -- 00:00:28.921 To ask a question, you may press star and one on your telephone keypad. 00:00:28.921 -- 00:00:33.085 And to withdraw a question, please press star, then two. 00:00:33.085 -- 00:00:36.228 I would now like to turn the call over to the Treasurer, Chris Holtman. 00:00:36.228 -- 00:00:38.169 Please go ahead. 00:00:38.169 -- 00:00:42.614 Thanks, Joe. Hello, everyone, and thank you for joining us today for the discussion of 00:00:42.614 -- 00:00:48.099 Velocity's first quarter 2026 results. Joining me today are Chris Farrar, 00:00:48.099 -- 00:00:52.663 Velocity's President and Chief Executive Officer, and Mark Sapaniak, Velocity's Chief 00:00:52.663 -- 00:00:55.105 Financial Officer. 00:00:55.105 -- 00:00:59.016 Earlier this afternoon, we released a press release of our first quarter results, and 00:00:59.016 -- 00:01:03.881 you can find the press release and accompanying presentation that we will refer to during 00:01:03.881 -- 00:01:08.804 this call on our investor relations website at www.bellfinance.com. 00:01:09.987 -- 00:01:14.331 I'd like to remind everybody that today's call may include forward-looking statements, 00:01:14.331 -- 00:01:18.134 which are uncertain and...