Velocity Financial, Inc. (VEL) Q2 2025 Earnings Call

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WEBVTT 00:00:00.352 -- 00:00:05.697 Good day and welcome to the Velocity Financial second quarter 2025 conference 00:00:05.697 -- 00:00:09.802 call. All participants will be in the listen-only mode. 00:00:09.802 -- 00:00:13.766 Should you need assistance, please signal a conference specialist by pressing the star 00:00:13.766 -- 00:00:16.288 key followed by zero. 00:00:16.288 -- 00:00:20.733 After today's presentation, there will be an opportunity to ask questions. 00:00:20.733 -- 00:00:24.697 To ask a question, you may press star then one on your touch-tone phone. 00:00:24.697 -- 00:00:27.800 To withdraw your question, please press star then two. 00:00:27.800 -- 00:00:30.811 Please note this event is being recorded. 00:00:30.811 -- 00:00:35.517 I would now like to turn the conference over to Chris Oltman, Director of Investor Relations. 00:00:35.517 -- 00:00:37.339 Please go ahead. 00:00:37.339 -- 00:00:42.266 Thanks, Danielle. Hello, everyone, and thank you for joining us today for the discussion 00:00:42.266 -- 00:00:46.131 of Velocity's second quarter 2025 results. 00:00:46.131 -- 00:00:50.576 Joining me today are Chris Farrar, Velocity's President and Chief Executive Officer, 00:00:50.576 -- 00:00:54.301 and Mark Cepanian, Velocity's Chief Financial Officer. 00:00:54.301 -- 00:00:58.604 Earlier this afternoon, we released a press release with our second quarter results. 00:00:58.604 -- 00:01:02.609 And you can find that press release and an accompanying presentation that we will refer 00:01:02.609 -- 00:01:08.493 to during this call on our investor relations website at www.zellfinance.com. 00:01:10.178 -- 00:01:13.902 I'd like to remind everyone that today's call may include forward-looking statements 00:01:13.902 -- 00:01:18.928 which are uncertain and outside ...