U.S. Bancorp (USB) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.495 Thank you, Julianne, and good morning, everyone. 00:00:02.495 -- 00:00:07.323 Today, I'm joined by our president and new chief executive officer, Gunjan Ketia, and 00:00:07.323 -- 00:00:11.189 senior executive vice president and CFO, John Stern. 00:00:11.189 -- 00:00:15.075 In a moment, Gunjan and John will be referencing a slide presentation together with their 00:00:15.075 -- 00:00:20.303 prepared remarks. A copy of the presentation, our press release, and all supplemental 00:00:20.303 -- 00:00:24.807 analyst schedules can be found on our website at ir.usbank.com. 00:00:25.276 -- 00:00:29.041 Please note that any forward-looking statements made during today's call are subject 00:00:29.041 -- 00:00:33.786 to risk and uncertainty. Factors that can materially change our current forward-looking 00:00:33.786 -- 00:00:38.912 assumptions are described on page two of today's earnings presentation, our press release, 00:00:38.912 -- 00:00:43.958 and reports on file with the SEC. Following Gunjan and John's prepared remarks, we will 00:00:43.958 -- 00:00:46.341 be happy to take any questions that you have. 00:00:46.341 -- 00:00:49.004 I will now turn the call over to Gunjan. 00:00:49.004 -- 00:00:52.048 Thank you, George, and good morning, everyone. 00:00:52.048 -- 00:00:57.206 As we begin the call today, I want to first take a moment to acknowledge the loss of 00:00:57.206 -- 00:01:02.231 our friend and colleague, Terry Dolan, who most recently served as 00:01:02.231 -- 00:01:04.973 our Chief Administration Officer. 00:01:04.973 -- 00:01:10.198 We have truly appreciated the outpouring of support we have received from the investment 00:01:10.198 -- 00:01:15.343 community since his tragic passing last month, and our thoughts remain 00:01:15...