U.S. Bancorp (USB) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:05.432 Welcome to the U.S. Bancorp second quarter 2026 earnings conference call. 00:00:05.432 -- 00:00:10.614 Following a review of the results, there will be a formal question and answer session. 00:00:10.614 -- 00:00:15.935 If you would like to ask a question, please press star then one on your phone. 00:00:15.935 -- 00:00:20.016 If you wish to withdraw your question, please press star then one again. 00:00:20.016 -- 00:00:24.757 This call will be recorded and available for replay beginning today at approximately 00:00:24.757 -- 00:00:29.915 10 a.m. Central Time. I will now turn the conference over 00:00:29.915 -- 00:00:33.856 to Brian Mani, Director of Investor Relations for U.S. 00:00:33.856 -- 00:00:35.437 Bancorp. 00:00:35.437 -- 00:00:37.777 Thank you, Krista, and good morning, everyone. 00:00:37.777 -- 00:00:42.159 Today, I'm joined by our Chairman and Chief Executive Officer, Gunjan Kedia, and Vice 00:00:42.159 -- 00:00:44.999 Chair and Chief Financial Officer, John Stern. 00:00:44.999 -- 00:00:48.640 In a moment, Gunjan and John will be referencing a slide presentation together with their 00:00:48.640 -- 00:00:53.762 prepared remarks. A copy of the presentation, our press release, and supplemental analyst 00:00:53.762 -- 00:00:57.562 schedules can be found on our website at ir.usbank.com. 00:00:58.330 -- 00:01:01.771 Please note that any forward-looking statements made during today's call are subject 00:01:01.771 -- 00:01:05.813 to risk and uncertainty. Factors that could materially change our current forward-looking 00:01:05.813 -- 00:01:11.175 assumptions are described on page two of today's earnings presentation, our press release, 00:01:11.175 -- 00:01:16.257 and reports on file with the SEC. Following our prepared remarks, ...