U.S. Bancorp (USB) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.117 Welcome to U.S. Bancorp's first quarter 2026 earnings conference call. 00:00:05.117 -- 00:00:09.301 Following a review of the results, there will be a formal question and answer session. 00:00:09.301 -- 00:00:14.147 If you would like to ask a question, please press star then one on your phone. 00:00:14.147 -- 00:00:17.410 If you wish to withdraw your question, please press star then one again. 00:00:17.410 -- 00:00:22.436 This call will be recorded and available for replay beginning today at approximately 00:00:22.436 -- 00:00:28.381 10 o'clock a.m. Central Time. I will now turn the conference call over to Jen Thompson. 00:00:28.381 -- 00:00:31.185 Thank you, Regina, and good morning, everyone. 00:00:31.185 -- 00:00:36.253 In our boardroom today, I'm joined by Chief Executive Officer Gunjan Kedia and Vice 00:00:36.253 -- 00:00:41.341 Chair and CFO John Stern. In a moment, Gunjan and John will be referencing 00:00:41.341 -- 00:00:45.127 a slide presentation together with their prepared remarks. 00:00:45.127 -- 00:00:47.250 A copy of the presentation, 00:00:47.250 -- 00:00:52.038 our press release, and supplemental analyst schedules can be found on our website at 00:00:52.038 -- 00:00:54.038 ir.usbank.com. 00:00:54.875 -- 00:00:59.181 Please note that any forward-looking statements made during today's call are subject 00:00:59.181 -- 00:01:01.243 to risk and uncertainty. 00:01:01.243 -- 00:01:06.390 Factors that could materially change our current forward-looking assumptions are described 00:01:06.390 -- 00:01:09.915 on page two of today's earnings presentation, 00:01:09.915 -- 00:01:14.140 our press release, and in reports on file with the SEC. 00:01:14.140 -- 00:01:18.746 Following our prepared remarks, Gunjan and John will be happ...