Upbound Group, Inc. (UPBD) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.476 Thank you for standing by. My name is Roselle, and I will be your conference operator 00:00:04.476 -- 00:00:10.183 today. At this time, I would like to welcome everyone to the Quarter 1 2025 00:00:10.183 -- 00:00:13.407 Upbound Group Inc. Earnings Conference Call. 00:00:13.407 -- 00:00:17.852 All lines have been placed on mute to prevent any background noise. 00:00:17.852 -- 00:00:22.077 After the speaker remarks, there will be a question and answer session. 00:00:22.077 -- 00:00:27.163 If you would like to ask a question during this time, simply press star followed 00:00:27.163 -- 00:00:29.765 by the number one on your telephone keypad. 00:00:29.765 -- 00:00:34.013 If you would like to withdraw your question, press star one again. 00:00:34.013 -- 00:00:37.199 I would now like to turn the call over to Mr. 00:00:37.199 -- 00:00:41.103 Jeff Chestnut. Please go ahead. 00:00:43.551 -- 00:00:47.875 Good morning, and thank you all for joining us to discuss. 00:00:49.357 -- 00:00:52.981 We issued our earnings release this morning before the market opened, and the release 00:00:52.981 -- 00:00:57.526 and all related materials, including the link to the live webcast, are available on our 00:00:57.526 -- 00:01:00.247 website at investor.upbound.com. 00:01:01.471 -- 00:01:06.056 On the call today from Upbound Group, we have Mitch Fidel, our CEO, and Tammy Cudham, 00:01:06.056 -- 00:01:10.441 our CFO. As a reminder, some of the statements provided on this call are forward-looking 00:01:10.441 -- 00:01:15.167 and are subject to factors that could cause actual results to differ materially and adversely 00:01:15.167 -- 00:01:19.745 from our expectations. These factors are described in our earnings release as well as 00:01:19.745 -- 00:01:24.731 i...