Pammy Cuttum
Chief Executive Officer
Replay available
Upbound Group, Inc. (NASDAQ: UPBD) Q2 2025 earnings conference call, held 2025-07-31. Replay captured from the company's public earnings webcast.

Chief Executive Officer
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WEBVTT 00:00:00.000 -- 00:00:04.940 Good day and thank you for standing by. Welcome to the Upbound Group Second Quarter Earnings 00:00:04.940 -- 00:00:09.720 Conference call. At this time, all participants are in a listen-only mode. 00:00:09.720 -- 00:00:13.620 After the speaker's presentation, there will be a question and answer session. 00:00:13.620 -- 00:00:17.900 To ask a question during the session, you will need to press star 1-1 on your telephone, 00:00:17.900 -- 00:00:21.900 and you will then hear an automated message advising your hand is raised. 00:00:21.900 -- 00:00:25.460 To withdraw your question, please press star 1-1 again. 00:00:25.460 -- 00:00:29.620 Please be advised that today's conference is being recorded. 00:00:30.660 -- 00:00:35.960 I would now like to hand the conference over to your first speaker today. 00:00:43.980 -- 00:00:46.340 Good morning and thank you all for joining us 00:00:46.340 -- 00:00:50.420 to discuss Upbound Group's performance for the second quarter of 2025. 00:00:50.420 -- 00:00:54.020 We issued our earnings release this morning before the market opened, and the release 00:00:54.020 -- 00:00:58.720 and all related materials, including a link to the live webcast, are available on our 00:00:58.720 -- 00:01:01.380 website at .upbound.com. 00:01:01.960 -- 00:01:04.960 On the call today, we have Pammy Cuttum, our CEO. 00:01:04.960 -- 00:01:08.400 As a reminder, some of the statements provided on this call are forward-looking and are 00:01:08.400 -- 00:01:12.860 subject to factors that could cause actual results to differ materially and adversely 00:01:12.860 -- 00:01:14.940 from our expectations. 00:01:14.940 -- 00:01:19.740 These factors are described in our earnings release as well as in the company's SEC filings. 00:01:19.740 ...