Upbound Group, Inc. (UPBD) Q2 2026 Earnings Call

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WEBVTT 00:00:01.887 -- 00:00:07.150 Good day and thank you for standing by. Welcome to the Q2 2026 Upbound Group, 00:00:07.150 -- 00:00:12.114 Inc. earnings conference call. At this time, all participants are in a listen-only mode. 00:00:12.114 -- 00:00:15.796 After the speaker's presentation, there will be a question and answer session. 00:00:15.796 -- 00:00:20.039 To ask a question during the session, you will need to press star 11 on your telephone. 00:00:20.039 -- 00:00:23.941 You will then hear an automated message advising your hand is raised. 00:00:23.941 -- 00:00:27.503 To withdraw your question, please press star 11 again. 00:00:27.503 -- 00:00:30.777 Please be advised that today's conference is being recorded. 00:00:30.777 -- 00:00:35.320 I would now like to hand the conference over to your first speaker today, Abraham Albert, 00:00:35.320 -- 00:00:40.042 Senior Vice President of Finance. Please go ahead. 00:00:41.124 -- 00:00:45.307 Good morning. Thank you all for joining us to discuss the company's performance for the 00:00:45.307 -- 00:00:47.829 second quarter of 2026. 00:00:47.829 -- 00:00:52.433 We issued our earnings release this morning before the market opened, and the release 00:00:52.433 -- 00:00:57.776 and all related materials, including a link to the live webcast, are available 00:00:57.776 -- 00:01:01.131 on our website at investor.upbound.com. 00:01:02.893 -- 00:01:07.876 On the call today from Upbound Group, we have Fahmi Karam, our Chief Executive Officer, 00:01:07.876 -- 00:01:11.699 and Hal Khouri, our Chief Financial Officer. 00:01:11.699 -- 00:01:16.762 As a reminder, some of the statements provided on this call are forward-looking and are 00:01:16.762 -- 00:01:22.145 subject to factors that could cause actual results to differ material...