Unum Group (UNM) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.415 I'd like to turn the call over to Matt Royal, Investor Relations. 00:00:03.415 -- 00:00:05.735 You may begin. 00:00:05.858 -- 00:00:08.922 Great, Kayla. Thank you, and good morning. 00:00:08.922 -- 00:00:13.567 Yesterday afternoon, Unum released our first quarter 2025 earnings press release and 00:00:13.567 -- 00:00:18.293 financial supplement. Those materials may be found on the Investors section of our website, 00:00:18.293 -- 00:00:22.898 along with a presentation of the most directly comparable GAAP measures and reconciliations 00:00:22.898 -- 00:00:27.284 of any non-GAAP financial measures included in today's presentations. 00:00:27.284 -- 00:00:31.788 Please note that today's call may include forward-looking statements and actual results 00:00:31.788 -- 00:00:36.933 which are subject to risks and uncertainties may differ materially, and we are not 00:00:36.933 -- 00:00:40.856 obligated to update any of these statements. 00:00:40.856 -- 00:00:45.320 Please refer to our earnings release and our periodic filings with the SEC for a description 00:00:45.320 -- 00:00:49.824 of factors that could cause actual results to differ from expected results. 00:00:49.824 -- 00:00:54.789 References made today to core operations sales and premium, including Unum International, 00:00:54.789 -- 00:00:58.250 are presented on a constant currency basis. 00:00:58.250 -- 00:01:03.014 Joining in this morning's conference call are Unum's President and CEO Rick McKinney, 00:01:03.014 -- 00:01:07.999 Chief Financial Officer Steve Zabel, Tim Arnold, who heads our Colonial Life and Voluntary 00:01:07.999 -- 00:01:13.023 Benefits lines, Chris Pine for Group Benefits, and Mark Till, CEO of 00:01:13.023 -- 00:01:16.806 Unum International. Now, let me turn the...