Mark Till
CEO, Unum International
Replay available
Unum Group (NYSE: UNM) Q2 2025 earnings conference call, held 2025-07-30. Replay captured from the company's public earnings webcast.

CEO, Unum International
Analyst, Wells Fargo
Chief Financial Officer
Head of Group Benefits
Analyst, Evercore ISI
Investor Relations
Head of Colonial Life & Voluntary Benefits
Analyst, D.A. Davidson
Analyst, Jefferies
Analyst, UBS
Analyst, Truist Securities
Analyst, KBW
Analyst, Autonomous Research
President & CEO
Thank you for standing by. My name is Jeannie and I will be your conference operator today. At this time, I would like to welcome everyone to the Union Group second quarter 2025 earnings call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. We do ask that for today you limit yourself to one question and one follow-up. Thank you. I would now like to turn the call over to Matt Royal, Investor Relations. Please go ahead. Great. Thank you, Jeannie, and good morning to everyone. Let's get started. Welcome to Unum Group's second quarter 2025 earnings call. Please note that today's call may include forward-looking statements and actual results which are subject to risks and uncertainties may differ materially and we are not obligated to update any of these statements. Please refer to our earnings release and our periodic filing with the SEC for a description of factors that could cause actual results to differ from expected results. Yesterday afternoon, Unum released our second quarter earnings press release and financial supplement. Those materials may be found on the investor section of our website, along with a presentation of the most directly comparable gap measures and reconciliations of any non-gap financial measures included in today's presentation. References made today to core operations, sales, and premium, including Unum International, are presented on a constant currency basis. Participating in this morning's conference call are Unum's President and CEO Rick McKinney, Chief Financ...