Unum Group (UNM) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.219 Hello, everyone. Thank you for joining us and welcome to Unum First Quarter 2026 00:00:05.219 -- 00:00:07.042 Earnings. 00:00:07.042 -- 00:00:11.749 After today's prepared remarks, we will host a question and answer session. 00:00:11.749 -- 00:00:16.776 If you would like to ask a question, please press star 1 to raise your hand. 00:00:16.776 -- 00:00:19.460 To withdraw your question, press star 1 again. 00:00:19.460 -- 00:00:25.149 I will now hand the conference over to Matt Royal, Investor Relations. 00:00:25.149 -- 00:00:26.271 Matt, please go ahead. 00:00:26.271 -- 00:00:28.862 Thank you. Thank you and good morning to everyone. 00:00:28.862 -- 00:00:32.645 Welcome to Unum Group's first quarter 2026 earnings call. 00:00:32.645 -- 00:00:37.130 Please note today's call may include forward-looking statements and actual results may 00:00:37.130 -- 00:00:41.514 differ materially and we are not obligated to update any of these statements. 00:00:41.514 -- 00:00:46.219 Please refer to our earnings release and our periodic filings with the SEC for a description 00:00:46.219 -- 00:00:51.344 of factors that could cause actual results to differ from expected results. 00:00:51.344 -- 00:00:55.964 Yesterday afternoon Unum released our earnings results and financial supplement for the 00:00:55.964 -- 00:00:58.447 first quarter of 2026. 00:00:58.447 -- 00:01:03.052 Materials are also available on the investors section of our website. 00:01:03.052 -- 00:01:08.138 Also please note references made today to core operations sales and premium, including 00:01:08.138 -- 00:01:13.064 Unum International, are presented on a constant currency basis for improved comparability 00:01:13.064 -- 00:01:18.270 period to period. Participating in this morning's con...