Replay available

Unicredito Spa Ord New (UNCFF) Q4 2025 Earnings Call

Unicredito Spa Ord New (OTC: UNCFF) Q4 2025 earnings conference call, held 2026-02-09. Replay captured from the company's public earnings webcast.

Mon, February 9, 2026 at 4:00 AMendedReplay
Unicredito Spa Ord New (UNCFF) Q4 2025 Earnings Call

Hosted by

Featured presenters

Magda Palczynska

Head of Investor Relations

Andrea Orcel

Chief Executive Officer

Stefano Porro

Chief Financial Officer

Ignacio Ulargui

Analyst, BNP Paribas

Hugo Cruz

Analyst, KBW

Sophie Petersens

Analyst, Goldman Sachs

Rita Schmidt

Analyst, Autonomous Research

Andrea Filtri

Analyst, Mediobanca

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:02.835 Good morning, ladies and gentlemen. Before I hand over to Ms. 00:00:02.835 -- 00:00:08.283 Magda Palczynska, Head of Investor Relations, a reminder that today's call is being recorded. 00:00:08.283 -- 00:00:10.666 Ma'am, you may begin. 00:00:10.666 -- 00:00:15.934 Good morning, and welcome to Unicredit's fourth quarter and full year 2025 results conference 00:00:15.934 -- 00:00:20.421 call. Andrea Orchel, our CEO, will take you through the presentation. 00:00:20.421 -- 00:00:26.089 This will be followed by a Q&A session with Andrea and Stefano Porro, our CFO. 00:00:26.089 -- 00:00:31.474 Please limit yourself to two questions. Andrea, please go ahead. 00:00:32.887 -- 00:00:35.534 Good morning and thank you for joining us. 00:00:35.534 -- 00:00:40.666 I'm proud to present our record fourth quarter result, crowning our best 00:00:40.666 -- 00:00:45.839 year ever and concluding five years of Unicredit Unlocked. 00:00:45.839 -- 00:00:50.453 Unicredit Unlocked was a transformation beyond what anyone thought possible. 00:00:50.453 -- 00:00:56.038 It released Unicredit's potential, taking us from laggard to leader among legacy banks, 00:00:56.038 -- 00:01:01.083 and set a new benchmark for banking. It allowed us to lead the way in all metrics, 00:01:01.083 -- 00:01:04.125 including profitable growth and distribution. 00:01:04.125 -- 00:01:09.450 It exceeded all the KPIs we set for ourselves and built an incredible momentum 00:01:09.450 -- 00:01:12.032 that sets us apart today. 00:01:12.032 -- 00:01:17.097 Some teams might see this achievement as a reason to pause and reflect, 00:01:17.097 -- 00:01:22.532 but not this team. This team is taking this momentum and using it to dramatically increase 00:01:22.532 -- 00:01:27.657 our aspirations,...