Magda Palczynska
Head of Investor Relations
Replay available
Unicredito Spa Ord New (OTC: UNCFF) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:03.376 Good morning, ladies and gentlemen. Before I hand over to Ms. 00:00:03.376 -- 00:00:09.045 Magda Palczynska, Head of Investor Relations, a reminder that today's call is being recorded. 00:00:09.045 -- 00:00:11.886 Madam, you may begin. 00:00:12.089 -- 00:00:17.137 Good morning, and welcome to Unicredit's third quarter and nine-month 2025 results 00:00:17.137 -- 00:00:22.726 conference call. Andrea Urchel, our CEO, will take you through the presentation. 00:00:22.726 -- 00:00:27.908 This will be by a Q&A session with Andrea and Stefano Porro, our CFO. 00:00:27.908 -- 00:00:30.793 As always, please limit yourself to two questions. 00:00:30.793 -- 00:00:34.035 With that, I hand over to Andrea. 00:00:35.060 -- 00:00:38.626 Good morning and thank you for joining us. 00:00:38.626 -- 00:00:43.674 Today, I am proud to present our record third quarter that completes the best nine 00:00:43.674 -- 00:00:45.958 months in our history. 00:00:45.958 -- 00:00:49.864 These outstanding results have been delivered thanks to our people. 00:00:49.864 -- 00:00:54.942 Their professionalism, ownership, passion, determination, and search for excellence 00:00:54.942 -- 00:00:59.307 of a foundation of everything you will hear today. 00:00:59.307 -- 00:01:04.312 Our message is simple. Unicredit is about sustainable, best-in-class 00:01:04.312 -- 00:01:10.059 performance today while steadily building for tomorrow, all supporting best-in-class 00:01:10.059 -- 00:01:12.982 sustainable shareholder remuneration. 00:01:12.982 -- 00:01:18.188 We remain proud of what we have achieved and confident in our future trajectory because 00:01:18.188 -- 00:01:22.693 our strategy works and our execution is unparalleled. 00:01:22.693 -- 00:01:28.310 This is true across every r...