Unicredito Spa Ord New (UNCFF) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.936 Good morning, ladies and gentlemen. Before I hand over to Magda Placinska, Head of Investor 00:00:04.936 -- 00:00:08.320 Relations, a reminder that today's call is being recorded. 00:00:08.320 -- 00:00:11.143 Madam, you may begin. 00:00:11.143 -- 00:00:16.589 Good morning and welcome to Unicredit's first quarter 2025 results conference call. 00:00:16.589 -- 00:00:20.594 Andrea Orchel, our CEO, will take you through the presentation. 00:00:20.594 -- 00:00:26.280 This will be followed by a Q&A session with Andrea and Stefano Porro, our CFO. 00:00:26.280 -- 00:00:31.544 Please limit yourself to two questions. With that, I'll hand over to Andrea. 00:00:33.646 -- 00:00:39.192 Good morning. Before I take you through our results, strategy, and prospects, 00:00:39.192 -- 00:00:44.637 I would like to take this opportunity to thank, once again, our people, the true engine 00:00:44.637 -- 00:00:50.022 of Unicredit, whose passion, dedication, hard work, and excellence make this possible 00:00:50.022 -- 00:00:52.943 quarter after quarter. 00:00:53.566 -- 00:00:58.751 Q1 2025 marks the beginning of phase two of Unicredit Unlocked, unlocking 00:00:58.751 -- 00:01:03.805 acceleration. While we continue to optimize our operating model, we are now 00:01:03.805 -- 00:01:10.473 focused on fully leveraging our structural commercial strengths to drive top-line growth. 00:01:10.473 -- 00:01:16.081 This quarter's results, well ahead of our plan across all KPIs, confirm 00:01:16.081 -- 00:01:20.947 the resilience of our core business, the depths of our transformation, and the strengths 00:01:20.947 -- 00:01:23.370 of our future trajectory. 00:01:23.370 -- 00:01:26.955 Our performance is anchored on three pillars. 00:01:26.955 -- 00:01:32.418 First, financi...