Replay available

The Progressive Corporation (0KOC) Q3 2025 Earnings Call

The Progressive Corporation (LSE: 0KOC) Q3 2025 earnings conference call, held 2025-11-04. Replay captured from the company's public earnings webcast.

Tue, November 4, 2025 at 9:30 AMendedReplay
The Progressive Corporation (0KOC) Q3 2025 Earnings Call

Hosted by

Featured presenters

Bob Wong

Analyst, Morgan Stanley

Pat Callahan

SVP, Personal Lines Product

Gregory Peters

Analyst, Raymond James

Alex Scott

Analyst, Barclays

Mike Zurimski

Analyst, BMO Capital Markets

David Oatman

Analyst, Evercore ISI

John Sauerland

Chief Financial Officer

Tricia Griffith

President & Chief Executive Officer

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:01.786 -- 00:00:04.909 Good morning and thank you for joining us today for Progressive Third Quarter Investor 00:00:04.909 -- 00:00:09.715 Event. I'm Doug Constantine, Treasury Controller and I'll be moderator for today's event. 00:00:09.715 -- 00:00:13.159 The company will not make detailed comments related to its results in addition to those 00:00:13.159 -- 00:00:18.344 provided in its annual report on Form 10-K, quarterly reports on Form 10-Q, and the letter 00:00:18.344 -- 00:00:22.028 to shareholders which have been posted to the company's website. 00:00:22.028 -- 00:00:26.033 Although our quarterly investor relations events often include a presentation on a specific 00:00:26.033 -- 00:00:30.155 portion of our business, We will instead use the 60-minute schedule for today's event 00:00:30.155 -- 00:00:34.140 for introductory comments by our CFO and a question-and-answer session with members of 00:00:34.140 -- 00:00:39.025 our leadership team. The introductory comments by our CFO were previously recorded. 00:00:39.025 -- 00:00:42.529 Upon completion of the previously recorded remarks, we will use the balance of the 60-minute 00:00:42.529 -- 00:00:45.973 schedule for this event for live questions and answers with members of our leadership 00:00:45.973 -- 00:00:47.973 team. 00:00:48.055 -- 00:00:51.280 As always, discussions in this event may include forward-looking statements. 00:00:51.280 -- 00:00:54.905 These statements are based on management's current expectations and are subject to many 00:00:54.905 -- 00:00:58.890 risks and uncertainties that can cause actual events and results to differ materially 00:00:58.890 -- 00:01:01.834 from those discussed during today's event. 00:01:01.834 -- 00:01:05.840 Additional information concerning those risks an...