Juliana Patera
Director of Investor Relations
Replay available
The Progressive Corporation (LSE: 0KOC) Q2 2026 earnings conference call, held 2026-08-04. Replay captured from the company's public earnings webcast.

Director of Investor Relations
Chief Executive Officer
Chief Personal Lines Officer
Personal Lines President
National Property Leader, Personal Lines
Analyst, Wells Fargo
Chief Financial Officer
Analyst, Wolfe Research
Analyst, Barclays
Analyst, TD Cowen
Analyst, JPMorgan
Analyst, Evercore ISI
Analyst, Piper Sandler
Head of Reinsurance
Good morning, thank you for joining us today for Progressive's second quarter investor event. I am Julianna Paterra, Director of Investor Relations, and I will be moderator for today's event. The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10 ks, quarterly reports on Form 10 Q, and the letter to shareholders, which have been posted to the company's website. This quarter includes a presentation on a specific portion of our business, followed by a question and answer session with members of our leadership team. The introductory comments in the presentation were previously recorded. Upon completion of the previously recorded remarks, we will use the balance of the ninety minutes scheduled for this event for live questions and answers with leaders featured in our recorded remarks as well as other members of our management team. As always, discussions in this event may include forward looking statements. These statements are based on management's current expectations and are subject to many risks and uncertainties that could cause actual events and results to differ materially from those discussed during today's event. Additional information concerning those risks and uncertainties is available in our annual report on Form 10 ks for the year ended 12/31/2025, and supplemented by our Form 10 Q for the second quarter of twenty twenty six, where you will find discussions of the risk factors affecting our businesses, Safe Harbor statements related to forward looking statements, and other discussions of the challenges we face. These documents can be found via the Investor Relations section of our website at investors.progressive.com. To begin today, I am pleased to introduce our CEO, Tricia Griffith,...