Pat Callahan
Personal Lines President
Replay available
The Progressive Corporation (LSE: 0KOC) Q1 2026 earnings conference call, held 2026-05-05. Replay captured from the company's public earnings webcast.

Personal Lines President
Analyst, Morgan Stanley
President & CEO
Chief Actuary
Analyst, Wolfe Research
Analyst, Wells Fargo
Analyst, BMO Capital Markets
Head of Capital Management & Investments
Executive Vice President & CFO
Analyst, Goldman Sachs
Analyst, Bank of America Securities
Analyst, Evercore ISI
Analyst, Raymond James
Morning, thank you for joining us today for Progressive's First Quarter Investor Event. I'm Doug Constantine, Treasurer, Controller, and I will be your moderator for today's event. The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10 ks, quarterly reports on Form 10 Q and a letter to shareholders, which have been posted to the company's website. Although our quarterly Investor Relations events often include a presentation on a specific portion of our business, we will instead use the sixty minute schedule for today's event for introductory comments by our Personal Lines President a question and answer session with members of our leadership team. The introductory comments by our Personal Lines President were previously recorded. Upon completion of the previously recorded remarks, we will use the balance of the sixty minutes scheduled for this event for live questions and answers with members of our leadership team. As always, discussions in this event may include forward looking statements. These statements are based on management's current expectations and are subject to many risks and uncertainties that could cause actual events or results to differ materially from those discussed during today's event. Additional information concerning those risks and uncertainties is available in our annual report on Form 10 ks for the year ended 12/31/2025, as supplemented by Form 10 Q for the first quarter of twenty twenty six, where you will find discussions of the risk factors affecting our businesses, safe harbor statements related to forward looking statements and other discussions of the challenges we face. These documents can be found via the Investor Relations section of our website at investors.pr...