Swiss Life Holding AG (0QMG) Q4 2024 Earnings Call

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WEBVTT 00:00:00.183 -- 00:00:05.048 Ladies and gentlemen, welcome to the Swiss Life presentation of the Full Year Results 00:00:05.048 -- 00:00:11.356 2024 Conference Call and Live Webcast. I'm Sandra, the Chorus Call Operator. 00:00:11.356 -- 00:00:14.759 I would like to remind you that all participants will be in listen-only mode and the 00:00:14.759 -- 00:00:16.962 conference is being recorded. 00:00:16.962 -- 00:00:20.125 The presentation will be followed by a Q&A session. 00:00:20.125 -- 00:00:25.511 You can register for questions at any time by pressing star and 1 on your telephone. 00:00:25.511 -- 00:00:30.406 Webcast viewers may submit their questions or comments in writing by their relative field. 00:00:30.406 -- 00:00:34.510 Kindly note that webcast questions will be answered after the call. 00:00:34.510 -- 00:00:38.093 For operator assistance, please press star and zero. 00:00:38.093 -- 00:00:42.016 The conference must not be recorded for publication or broadcast. 00:00:42.016 -- 00:00:44.598 At this time, it's my pleasure to hand over to meet Mr. 00:00:44.598 -- 00:00:47.081 Matthias Ehrlich, Group CEO of Swiss Life. 00:00:47.081 -- 00:00:49.461 Please go ahead. 00:00:50.704 -- 00:00:52.445 Dear analysts and investors, good morning. 00:00:52.445 -- 00:00:56.929 Thank you for joining us and welcome to our conference call. 00:00:56.929 -- 00:01:00.848 Today, we report our results for the year 2024 00:01:00.848 -- 00:01:06.173 which also marks the end of our Swiss Life 2024 program. 00:01:06.456 -- 00:01:11.524 I will provide you with a brief overview before handing over to our CFO, Marco Cherusi, 00:01:11.524 -- 00:01:13.727 for more details. 00:01:13.727 -- 00:01:17.353 I'm very pleased with Swiss Life in 2024, 00:01:17.353 -- 00:01:20.838 and I'm proud of...