David Barmer
Analyst, Bank of America
Replay available
Swiss Life Holding AG (LSE: 0QMG) Q3 2025 earnings conference call, held 2025-11-12. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:05.037 Ladies and gentlemen, welcome to the Swiss Life Q3 2025 Trading Update 00:00:05.037 -- 00:00:10.383 conference call and live webcast. I am Sandra, the course call operator. 00:00:10.383 -- 00:00:13.807 I would like to remind you that all participants have been listened only mode and the 00:00:13.807 -- 00:00:19.354 conference has been recorded. The presentation will be followed by a Q&A session. 00:00:19.354 -- 00:00:23.979 You can register for questions at any time by pressing star and 1 on your telephone. 00:00:23.979 -- 00:00:29.157 Webcast viewers may submit their questions or comments in writing by the relative field. 00:00:29.157 -- 00:00:33.283 Kindly note that the webcast question will be answered after the call. 00:00:33.283 -- 00:00:36.547 For operator assistance, please press star and zero. 00:00:36.547 -- 00:00:40.232 The conference must not be recorded for publication or broadcast. 00:00:40.232 -- 00:00:44.699 At this time, it's my pleasure to hand over to Matthias Ehrlich, Group CEO of Swiss Life. 00:00:44.699 -- 00:00:47.380 Please go ahead, sir. 00:00:48.063 -- 00:00:51.849 Good morning, ladies and gentlemen. Thank you for dialing in and for your interest in 00:00:51.849 -- 00:00:57.036 Swiss Life. Today, we are reporting on selected top-line figures for the first nine 00:00:57.036 -- 00:00:59.482 months of 2025. 00:00:59.482 -- 00:01:04.928 I will provide an overview of today's key messages and our group CFO, Marco Terussi, 00:01:04.928 -- 00:01:07.371 will give you more details. 00:01:07.371 -- 00:01:12.376 The first nine months of 2025, Swiss Life increased its fee and commission income by 00:01:12.376 -- 00:01:16.661 3% in local currency to 1.9 billion. 00:01:16.661 -- 00:01:21.766 Gross written premiums, fees a...