Swiss Life Holding AG (0QMG) Q4 2025 Earnings Call

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WEBVTT 00:00:01.027 -- 00:00:05.511 Ladies and gentlemen, welcome to the Swiss Life presentation of the full year results 00:00:05.511 -- 00:00:11.838 2025 conference call and live webcast. I am Sandra, the course call operator. 00:00:11.838 -- 00:00:15.101 I would like to remind you that all participants have been listened on remote and the 00:00:15.101 -- 00:00:17.343 conference is being recorded. 00:00:17.343 -- 00:00:20.546 The presentation will be followed by a Q&A session. 00:00:20.546 -- 00:00:26.112 You can register for questions at any time by pressing star and 1 on your telephone. 00:00:26.112 -- 00:00:30.895 Webcast viewers may submit their questions or comments in writing by the relative field. 00:00:30.895 -- 00:00:34.981 Kindly note that webcast questions will be answered after the call. 00:00:34.981 -- 00:00:38.185 For operator assistance, please press star and zero. 00:00:38.185 -- 00:00:42.030 The conference must not be recorded for publication or broadcast. 00:00:42.030 -- 00:00:44.373 At this time, it is my pleasure to hand over to Mr. 00:00:44.373 -- 00:00:49.598 Matthias Ehrig, Group CEO of Swiss Life. Please go ahead, sir. 00:00:50.221 -- 00:00:52.585 Dear analysts and investors, good morning. 00:00:52.585 -- 00:00:55.729 Thank you for joining us and welcome to our conference call. 00:00:55.729 -- 00:01:00.224 Today, we report our results for the financial year 2025. 00:01:00.224 -- 00:01:05.352 I will give you a brief overview before handing over to our CFO, Marco Terussi, for 00:01:05.352 -- 00:01:07.235 more details. 00:01:07.235 -- 00:01:12.684 I'm proud of the operational performance and of what we have achieved in 2025. 00:01:12.684 -- 00:01:17.773 We grew the insurance business, meaning premiums, operating results, and the 00:01:17.773 --...