Swiss Life Holding AG (0QMG) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to the Swiss Life presentation of the full year results 2025 conference call and live webcast. I am Sandra, the course call operator. I would like to remind you that all participants have been listened on remote and the conference is being recorded. The presentation will be followed by a Q&A session. You can register for questions at any time by pressing star and 1 on your telephone. Webcast viewers may submit their questions or comments in writing by the relative field. Kindly note that webcast questions will be answered after the call. For operator assistance, please press star and zero. The conference must not be recorded for publication or broadcast. At this time, it is my pleasure to hand over to Mr. Matthias Ehrig, Group CEO of Swiss Life. Please go ahead, sir. Dear analysts and investors, good morning. Thank you for joining us and welcome to our conference call. Today, we report our results for the financial year 2025. I will give you a brief overview before handing over to our CFO, Marco Terussi, for more details. I'm proud of the operational performance and of what we have achieved in 2025. We grew the insurance business, meaning premiums, operating results, and the contractual service margin. We also grew the fee business at owned IFAs and with owned and third-party products and and we achieved strong net new assets in our third-party asset management. Altogether, we achieved growth in profit from operations and in the return on equity as well as a strong solvency level. On top of that, we propose a higher dividend to shareholders. Our results show the great commitment of our employees and advisors. I would like to thank all of them for their strong engagement and our customers for their continued trust and loyalty. Let me prov...