QCR Holdings, Inc. (QCRH) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:05.054 Good morning, and thank you for joining us today for QCR Holdings, Inc.'s first quarter 00:00:05.054 -- 00:00:09.658 2026 earnings conference call. Following the close of the market yesterday, the company 00:00:09.658 -- 00:00:12.580 issued its earnings press release for the first quarter. 00:00:12.580 -- 00:00:16.782 If anyone joining us today has not yet received a copy, it is available on the company's 00:00:16.782 -- 00:00:19.923 website, www.qcrh.com. 00:00:22.586 -- 00:00:26.889 With us today from management are Todd Gipple, President and CEO, and Nick Anderson, 00:00:26.889 -- 00:00:28.421 CFO. 00:00:28.421 -- 00:00:32.263 Management will provide a summary of the financial results and then we will open the 00:00:32.263 -- 00:00:36.665 call to questions from analysts. Before we begin, I would like to remind everyone that 00:00:36.665 -- 00:00:40.647 some of the information management will be providing today falls under the guidelines 00:00:40.647 -- 00:00:45.229 of forward-looking statements as defined by the Securities and Exchange Commission. 00:00:45.229 -- 00:00:49.272 As part of these guidelines, any statements made during this call concerning the company's 00:00:49.272 -- 00:00:55.114 hopes, beliefs, expectations, and predictions of the future are forward-looking statements, 00:00:55.114 -- 00:00:59.221 and actual results could differ materially from those projected. 00:00:59.221 -- 00:01:03.625 Additional information on these factors is included in the company's SEC filings, which 00:01:03.625 -- 00:01:08.188 are available on the company's website. Additionally, management may refer to non-GAAP 00:01:08.188 -- 00:01:13.613 measures, which are intended to supplement but not substitute for the most directly comparable 00...