QCR Holdings, Inc. (QCRH) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.777 Good morning, and thank you for joining us today for QCR Holdings, Inc.' 's first quarter 00:00:04.777 -- 00:00:09.884 2026 earnings conference call. Following the close of the market yesterday, the 00:00:09.884 -- 00:00:13.148 company issued its earnings press release for the first quarter. 00:00:13.148 -- 00:00:17.353 If anyone joining us today has not yet received a copy, it is available on the company's 00:00:17.353 -- 00:00:20.495 website, www.qcrh.com. 00:00:23.521 -- 00:00:27.827 With us today from management are Todd Gipple, President and CEO, and Nick Anderson, 00:00:27.827 -- 00:00:29.292 CFO. 00:00:29.292 -- 00:00:33.197 Management will provide a summary of the financial results and then we will open the 00:00:33.197 -- 00:00:35.640 call to questions from analysts. 00:00:35.640 -- 00:00:39.145 Before we begin, I would like to remind everyone that some of the information management 00:00:39.145 -- 00:00:43.991 will be providing today falls under the guidelines of forward-looking statements as defined 00:00:43.991 -- 00:00:46.775 by the Securities and Exchange Commission. 00:00:46.775 -- 00:00:50.840 As part of these guidelines, any statements made during this call concerning the company's 00:00:50.840 -- 00:00:56.545 hopes, beliefs, expectations, and predictions of the future are forward-looking statements. 00:00:56.545 -- 00:01:00.752 and actual results could differ materially from those projected. 00:01:00.752 -- 00:01:05.179 Additional information on these factors is included in the company's SEC filings, which 00:01:05.179 -- 00:01:08.224 are available on the company's website. 00:01:08.224 -- 00:01:12.832 Additionally, management may refer to non-GAAP measures, which are intended to supplement 00:01:12.832 -- 00:01:1...