Lars Bjørnsen
Chief Executive Officer
Replay available
Protector Forsikring Ord (OTC: PSKRF) Q2 2026 earnings conference call, held 2026-07-10. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Director of Investor Relations
Hello and welcome to the presentation of second quarter 2026 results for Brotektøy. If you have any questions please ask them through email address ir at brotektøyforsikring.no during the presentation and we will answer at the end. As always we have started the day with all employees and which in the Oslo office were very few but what we then speak about is our culture related to targets and performance and with the picture changing with the world changing we have been focusing on defining the challenge what the challenger means in 2030 for some time today one of the focus areas was to link our values to that vision which is about data people and innovation and we have one value that is different from the others in that it is something we say we are and it is committed and one thing it is important that we are committed to and that will not change is our performance culture and our performance culture is something one of the reasons why we are different this goes every day but also in recruitment so if you don't like our performance culture then we probably shouldn't start in Protektor so we've linked that especially to data and AI which will be a part of our performance support structure, which is a monthly run-through in the teams where we look at results and performance on an individual and a team level and give each other feedback so that we can learn from what is done well and what mistakes were done. So it's a structure where we can add on elements that are changing around us and data is obviously a part of it, but technology is a bit more difficult to quantify, but we will add that to the structure for all employees. Then to the results, so it is quarter two is a very strong profitability quarter, 81.5% combined ratio. The growth is on the weaker side but we h...