Protector Forsikring Ord (PSKRF) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.215 Hello and welcome to the second quarter 2025 00:00:04.215 -- 00:00:08.818 presentation of results for Protektor Forsikring. 00:00:08.860 -- 00:00:14.826 We have started the day as always with the employees 00:00:14.826 -- 00:00:18.050 in Protektor who 00:00:18.050 -- 00:00:23.075 are the ones who have delivered the results and we have obviously 00:00:23.075 -- 00:00:28.642 discussed our targets, profitable growth, and data as currency, 00:00:28.642 -- 00:00:33.769 the status of where we are and how we understand those targets 00:00:33.769 -- 00:00:39.979 and results. But we have also talked about our culture and 00:00:39.979 -- 00:00:45.645 the important thing that we are focusing on is to understand 00:00:46.589 -- 00:00:52.036 our culture and the statements, our values and our targets 00:00:52.036 -- 00:00:55.781 in the context of that we have grown as a company. 00:00:55.781 -- 00:01:01.308 So we are different. We are in different phases, in different countries and in different 00:01:01.308 -- 00:01:03.451 areas of the business. 00:01:03.451 -- 00:01:06.895 But also that the world around us is changing. 00:01:06.895 -- 00:01:09.839 So we need to 00:01:09.839 -- 00:01:14.906 redefine and re-understand what it means to be credible in the 00:01:14.906 -- 00:01:20.152 different roles around and invest time in really 00:01:20.596 -- 00:01:24.142 continuing developing that culture in the company. 00:01:24.142 -- 00:01:30.593 Because as I said, it is all of those 650 people 00:01:30.593 -- 00:01:34.119 who have created 84.9% 00:01:34.119 -- 00:01:37.224 combined ratio in 00:01:37.224 -- 00:01:41.490 the second quarter and a growth of 16% 00:01:41.490 -- 00:01:43.554 in local currencies 00:01:43.554 -- 00:01:49.102 and together with an ...