PayPal Holdings, Inc. (PYPL) Q2 2026 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Paypal Holdings, Inc..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:01.367 -- 00:00:06.891 Good morning and welcome to PayPal's second quarter 2026 earnings conference call. 00:00:06.891 -- 00:00:09.933 My name is Sarah and I will be your conference operator today. 00:00:09.933 -- 00:00:14.116 As a reminder, this conference is being recorded. 00:00:14.116 -- 00:00:17.859 I would now like to turn the program over to your host for today's conference, Steve 00:00:17.859 -- 00:00:21.522 Winokur, PayPal's chief investor relations officer. 00:00:21.522 -- 00:00:23.383 Please go ahead. 00:00:23.383 -- 00:00:27.826 Thanks, Sarah. Welcome to PayPal's second quarter 2026 earnings call. 00:00:27.826 -- 00:00:33.404 I'm joined by CEO Enrique Loris, and Chief Financial and Operating Officer Jamie Miller. 00:00:33.404 -- 00:00:38.187 Our remarks today include forward-looking statements that involve risks and uncertainties. 00:00:38.187 -- 00:00:41.629 Actual results may differ materially from these statements. 00:00:41.629 -- 00:00:45.791 Our commentary is based on our best view of the world and our businesses as we see them 00:00:45.791 -- 00:00:51.314 today. As described in our earnings press release, SEC filings and on our website, 00:00:51.314 -- 00:00:54.156 those elements may change as the world changes. 00:00:54.156 -- 00:00:56.576 Over to you, Enrique. 00:00:57.117 -- 00:01:00.830 Thank you, Steve. Good morning, everyone. 00:01:00.830 -- 00:01:05.393 I am encouraged by the progress we made over the past quarter. 00:01:05.393 -- 00:01:09.997 We moved quickly to simplify our organization, 00:01:09.997 -- 00:01:15.881 operate more efficiently, advance our strategies across our three businesses, 00:01:15.881 -- 00:01:19.223 and improve our cost structure. 00:01:19.223 -- 00:01:24.727 We are making steady, tangible progress in our ...