PayPal Holdings, Inc. (PYPL) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:01.973 Thanks, 00:00:01.973 -- 00:00:03.973 Regina. 00:00:07.279 -- 00:00:09.922 Welcome to PayPal's second quarter earnings call. 00:00:09.922 -- 00:00:15.048 I'm joined by CEO Alex Criss and Chief Financial and Operating Officer Jamie Miller. 00:00:15.048 -- 00:00:19.833 Our remarks today include forward-looking statements that involve risks and uncertainties. 00:00:19.833 -- 00:00:23.197 Actual results may differ materially from these statements. 00:00:23.197 -- 00:00:27.562 Our commentary is based on our best view of the world and our businesses as we see them 00:00:27.562 -- 00:00:33.232 today. As described in our earnings press release, SEC filings, and on our website, 00:00:33.232 -- 00:00:36.535 those elements may change as the world changes. 00:00:36.535 -- 00:00:38.818 Over to you, Alex. 00:00:38.818 -- 00:00:43.924 Thank you, Steve. We had a strong quarter, delivering profitable growth and building 00:00:43.924 -- 00:00:48.929 momentum in transforming PayPal from a payments company into a dynamic commerce 00:00:48.929 -- 00:00:50.651 platform. 00:00:50.651 -- 00:00:55.336 FinTech is in its infancy, and we believe the next five years are likely to see more 00:00:55.336 -- 00:00:59.914 change in how people shop, than the last two decades combined. 00:00:59.914 -- 00:01:05.080 As the largest two-sided open platform in the world, we have the unique advantage 00:01:05.080 -- 00:01:10.606 of connecting hundreds of millions of consumers and merchants of every size to unlock 00:01:10.606 -- 00:01:15.611 entirely new, deeply personalized shopping experiences. 00:01:15.611 -- 00:01:21.358 With PayPal's unmatched scale and trusted brands, our strategy is laser-focused 00:01:21.358 -- 00:01:26.701 on anticipating and fulfilling what custom...