PayPal Holdings, Inc. (PYPL) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.199 Good morning and welcome to PayPal's first quarter 2026 earnings conference call. 00:00:05.199 -- 00:00:07.884 My name is Sarah and I will be your conference operator today. 00:00:07.884 -- 00:00:11.730 As a reminder, this conference is being recorded. 00:00:11.730 -- 00:00:16.278 I would now like to turn the program over to your host for today's conference, Steve 00:00:16.278 -- 00:00:20.785 Winokur, PayPal's Chief Investor Relations Officer. 00:00:20.785 -- 00:00:22.408 Please go ahead. 00:00:22.408 -- 00:00:26.930 Thanks, Sarah. Welcome to PayPal's first quarter 2026 earnings call. 00:00:26.930 -- 00:00:32.318 I'm joined by CEO Enrique Loris and Chief Financial and Operating Officer Jamie Miller. 00:00:32.318 -- 00:00:37.106 Our remarks today include forward-looking statements that involve risks and uncertainties. 00:00:37.106 -- 00:00:40.331 Actual results may differ materially from these statements. 00:00:40.331 -- 00:00:44.657 Our commentary is based on our best view of the world and our businesses as we see them 00:00:44.657 -- 00:00:49.745 today. As described in our earnings press release, SEC filings, and on our 00:00:49.745 -- 00:00:53.832 website, those elements may change as the world changes. 00:00:53.832 -- 00:00:56.663 Over to you, Enrique. Okay. 00:00:56.663 -- 00:01:02.409 Thank you Steve and thank you to everybody for joining us this morning. 00:01:02.409 -- 00:01:07.275 I'm stepping into this role at an important moment for Paypal. 00:01:07.275 -- 00:01:12.400 I appreciate the opportunity to serve as CEO and I'm confident we 00:01:12.400 -- 00:01:19.148 will accelerate the growth of the company while improving profitability and cash flow. 00:01:19.148 -- 00:01:21.750 That is why I'm here. 00:01:21.750 -- 00:01:26...