OneMain Holdings, Inc. (OMF) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.758 please stand by your program is about to begin if you need assistance on today's conference 00:00:04.758 -- 00:00:08.320 please press star zero 00:00:08.723 -- 00:00:13.910 welcome to the one main financial first quarter 2025 earnings 00:00:13.910 -- 00:00:19.398 conference call and webcast hosting the call today from one main is peter poyon 00:00:19.398 -- 00:00:24.365 head of investor relations today's call is being recorded 00:00:24.365 -- 00:00:28.589 at this time all participants have been placed in a listen-only mode, and the floor will 00:00:28.589 -- 00:00:32.051 be open for your questions following the presentation. 00:00:32.051 -- 00:00:35.594 If you would like to ask a question at that time, please press star one on your telephone 00:00:35.594 -- 00:00:40.318 keypad. If at any point your question has been answered, you may remove yourself from 00:00:40.318 -- 00:00:45.563 the queue by pressing star two. We do ask that you limit yourself to one question and 00:00:45.563 -- 00:00:51.107 one follow-up, and please pick up your handset to allow for optimal sound quality. 00:00:51.107 -- 00:00:57.862 Lastly, if you should require operator assistance, please press star zero. 00:00:57.862 -- 00:01:01.868 It is now my pleasure to turn the floor over to Peter Poyan. 00:01:01.868 -- 00:01:02.449 You may begin. 00:01:02.449 -- 00:01:04.449 Thank 00:01:04.552 -- 00:01:08.517 you, Operator. Good morning, everyone, and thank you for joining us. 00:01:08.517 -- 00:01:14.426 Let me begin by directing you to page two of the first quarter 2025 investor presentation, 00:01:14.426 -- 00:01:18.832 which contains important disclosures concerning forward-looking statements and the use 00:01:18.832 -- 00:01:23.819 of non-GAAP measures. The prese...