OneMain Holdings, Inc. (OMF) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.114 all sites on hold. We appreciate your patience. 00:00:02.114 -- 00:00:05.635 Please continue to stand by. 00:00:24.415 -- 00:00:26.415 Please 00:00:45.000 -- 00:00:45.621 stand by. 00:00:45.621 -- 00:00:50.066 Your program is about to begin. If you need audio assistance during today's program, 00:00:50.066 -- 00:00:53.247 please press star zero. 00:00:53.795 -- 00:00:59.562 Welcome to the OneMain Financial second quarter 2025 earnings conference call and webcast. 00:00:59.562 -- 00:01:04.127 Hosting the call today from OneMain is Peter Pullian, head of investor relations. 00:01:04.127 -- 00:01:08.493 Today's call is being recorded. At this time, all participants have been placed in a 00:01:08.493 -- 00:01:13.178 listen-only mode, and the floor will be open for your questions following the presentation. 00:01:13.178 -- 00:01:17.504 If you would like to ask a question at that time, please press star 1 on your telephone 00:01:17.504 -- 00:01:21.849 keypad. If at any point your question has been answered, you may remove yourself from 00:01:21.849 -- 00:01:26.909 the queue by pressing star 2. We do ask that you limit yourself to one question 00:01:26.909 -- 00:01:31.934 and one follow-up, and please pick up your handset to allow for optimal sound quality. 00:01:31.934 -- 00:01:36.259 Lastly, if you should require operator assistance, please press star zero. 00:01:36.259 -- 00:01:38.942 It is now my pleasure to turn the floor over to Peter Pullian. 00:01:38.942 -- 00:01:39.523 You may begin. 00:01:39.523 -- 00:01:41.523 Thank 00:01:42.606 -- 00:01:46.471 you, operator. Good morning, everyone, and thank you for joining us. 00:01:46.471 -- 00:01:52.334 Let me begin by directing you to page two of the second quarter 2025 investor presentati...